284 Dewey St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 284 Dewey St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,697 sqft · built 1959
Lot Size	4.69 acres (204,676 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Oct 2017)
Tax Bill	$5,536 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`214-02150-W1-001`

Property Details

APN / Parcel Number

Primary APN	`214-02150-W1-001`
Alternative APN	`WSPR M:00214 B:02150 L:000W1`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,697 sqft Living Area
Gross Area	3,852 sqft
Basement Area	1,022 sqft
Unfinished Basement	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	204,676 sqft (4.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	214-02150-W1-001
Street Address	284 DEWEY ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Block	2150
Legal Lot Number	W1
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	3
Census Block	3004
Census Tract	812401

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	284 DEWEY ST, WEST SPRINGFIELD, MA 01089-1606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit PIONEER VALLEY PO FEDERAL CREDIT UNION
Jul 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER VALLEY CU
Oct 31, 2017	Quit Claim Deed, Transfer · Conventional with PMI ARRHA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Jun 22, 2007 · Amount on File
Deed Document Number	201764407
Deed Book / Page	21925 / 66
Transfer Doc	0021925-66
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Jun 3, 2026
Property Address	284 DEWEY ST, WEST SPRINGFIELD, MA 01089-1606
Document Number	026357-278
Book / Page	26357 / 278
Instrument Date	May 29, 2026
Instrument	202624836
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 DEWEY ST, WEST SPRINGFIELD, MA 01089-1606

Mortgage

Document Number	0000024836,
Date	Jun 3, 2026
Book Page	26357/278
Instrument	202624836

Lender

Name	PIONEER VALLEY PO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	284 DEWEY ST, WEST SPRINGFIELD, MA 01089-1606
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023998-406
Date	Jul 14, 2021
Book Page	23998/406
Instrument	48843

Lender

Name	PIONEER VALLEY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Oct 31, 2017
Property Address	284 DEWEY ST, WEST SPRINGFIELD, MA 01089-1606
Document Number	21925-66
Book / Page	021925 / 000066
Instrument Date	Oct 27, 2017
Instrument	64407
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2032 WESTFIELD ST WEST SPRINGFIELD MA 010892070, WEST SPRINGFIELD, MA 01089-2070

Mortgage

Document Number	21925-69
Date	Oct 31, 2017
Book Page	021925/000069
Instrument	64408

Lender

Name	ARRHA CU

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,536.00 (+4.79%)	$394,900 (+11.15%) Land $160,500 Building $234,400	$397,044 (+14.07%)
2025	$5,283.00 (+2.26%)	$355,300 (+1.86%) Land $147,600 Building $207,700	$348,080
2024	$5,166.00 (+8.9%)	$348,800 (+14.25%) Land $147,600 Building $201,200
2023	$4,744.00	$305,300 Land $147,600 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Sep 1985 · Hurricane Gloria

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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