Hampden County and West Springfield Town City property record for 255 Dewey St, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,886 sqft · built 1970 |
| Lot Size | 1.04 acres (45,598 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,900 (Jan 2019) |
| Tax Bill | $7,002 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2025 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-01950-0W-001 |
| Primary APN | 214-01950-0W-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,886 sqft Living Area |
| Gross Area | 4,440 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,598 sqft (1.04 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 214-01950-0W-001 |
|---|---|
| Street Address | 255 DEWEY ST |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-1686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA2 |
| Legal Block | 1950 |
| Legal Lot Number | W |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 812401 |
255 Dewey St is owned and occupied by two individuals who bought it in January 2019.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 8, 2025 | Deed of Trust, Mortgage CSE CREDIT UNION INC |
| Sep 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Feb 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Jun 26, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage BERKSHIRE BANK |
| Dec 4, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Jan 7, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jan 7, 2019 | Quit Claim Deed, Transfer · FHA Mortgage QUAD CTY BK&TR |
| Aug 21, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2019 · Amount on File |
| Deed Sale | Jan 7, 2019 · Amount on File |
| Prior Sale | Aug 21, 2018 · Amount on File |
| Deed Document Number | 2019944 |
| Deed Book / Page | 22513 / 119 |
| Prior Transfer Date | Jan 4, 2019 |
| Prior Transfer Doc | 22513-115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Apr 16, 2026 |
| Property Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Document Number | 026292-430 |
| Book / Page | 26292 / 430 |
| Instrument Date | Apr 11, 2026 |
| Instrument | 202616319 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Investor | Possibly a Property Investor |
| Document Number | 0000016319, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 26292/430 |
| Instrument | 202616319 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0025856-84 |
|---|---|
| Date | May 8, 2025 |
| Book Page | 25856/84 |
| Instrument | 20273 |
| Name | CSE CREDIT UNION INC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024716-493 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 24716/493 |
| Instrument | 54387 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 024406-133 |
|---|---|
| Date | Feb 15, 2022 |
| Book Page | 24406/133 |
| Instrument | 9596 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21736-294 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 21736/294 |
| Instrument | 35135 |
| Name | BERKSHIRE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Property Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22982-190 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 22982/190 |
| Instrument | 71259 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Jan 7, 2019 |
| Property Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Document Number | 22513-115 |
| Book / Page | 022513 / 000115 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 942 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 250 DEWEY ST WEST SPRINGFIELD MA 010891606, WEST SPRINGFIELD, MA 01089-1606 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Jan 7, 2019 |
| Property Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Document Number | 22513-119 |
| Book / Page | 022513 / 000119 |
| Instrument Date | Jan 2, 2019 |
| Instrument | 944 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,510.78 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 112 HAVERHURST RD WEST SPRINGFIELD NH 03284, WEST SPRINGFIELD, NH 03284 |
| Document Number | 22513-122 |
|---|---|
| Date | Jan 7, 2019 |
| Book Page | 022513/000122 |
| Instrument | 945 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 6, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Aug 21, 2018 |
| Property Address | 255 DEWEY ST, WEST SPRINGFIELD, MA 01089-1686 |
| Document Number | 22324-303 |
| Book / Page | 022324 / 000303 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 49826 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 250 DEWEY ST WEST SPRINGFIELD MA 010891606, WEST SPRINGFIELD, MA 01089-1606 |
The 2026 property tax bill for 255 Dewey St was $7,002, up 5.6% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,002.00 (+5.63%) | $499,400 (+12.02%) Land $213,400 Building $286,000 | $489,916 (+14.65%) |
| 2025 | $6,629.00 (-0.79%) | $445,800 (-1.2%) Land $193,800 Building $252,000 | $427,310 |
| 2024 | $6,682.00 (+6.1%) | $451,200 (+11.32%) Land $193,800 Building $257,400 | |
| 2023 | $6,298.00 | $405,300 Land $193,800 Building $211,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 255 Dewey St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Sep 1985 · Hurricane Gloria |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 255 Dewey St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Whip City Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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