284 Clermont Dr, Festus, MO 63028 Property Records

Jefferson County property record for 284 Clermont Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	4 ba · 7,722 sqft · built 2006
Lot Size	11.3 acres (496,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$526,300 (Feb 2017)
Tax Bill	$9,632 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-7.0-36.0-0-000-008.06`

Property Details

APN / Parcel Number

Primary APN	`19-7.0-36.0-0-000-008.06`
Alternative APN	`1970360 00806`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	7,722 sqft Living Area
Gross Area	8,522 sqft
1st Floor Area	1,346 sqft
Basement Area	2,238 sqft
Finished Basement	2,238 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	496,148 sqft
Garage Type	Attached
Garage Area	800 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	511 sqft
Patio Area	730 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	284 CLERMONT DR
City	FESTUS
State	MO
Zip	63028-4260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LR2
Legal Description	CLERMONT 4 LOT 2
Legal Range	6E
Legal Township	40N
Legal Section	36
Legal Subdivision	CLERMONT 4
Legal Block	2
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2034
Census Tract	701404

Owner

Source: Jefferson County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 CLERMONT DR, FESTUS, MO 63028-4260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage FORTUNE BK
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit FORTUNE BK
Oct 7, 2019	Deed of Trust, Mortgage FORTUNE BK
Jun 17, 2019	Deed of Trust, Mortgage UNICO BK
Feb 16, 2017	Warranty Deed, Transfer SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2017 · Amount on Record
Deed Sale	Feb 16, 2017 · Amount on Record
Prior Sale	Jul 3, 2006 · Amount on Record
Deed Document Number	20175041
Last Transfer Date	Apr 3, 2025
Transfer Doc	0000007787
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	284 CLERMONT DR, FESTUS, MO 63028-4260
Document Number	0000032479
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	284 CLERMONT DR FESTUS MO 630284260, FESTUS, MO 63028-4260

Mortgage

Document Number	0000032479
Date	Sep 2, 2020
Instrument	32479

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	284 CLERMONT DR, FESTUS, MO 63028-4260
Document Number	0000005841
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 CLERMONT DR FESTUS MO 630284260, FESTUS, MO 63028-4260

Mortgage

Document Number	0000005841
Date	Feb 19, 2020
Instrument	5841

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	284 CLERMONT DR, FESTUS, MO 63028-4260
Document Number	0000032136
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	284 CLERMONT DR FESTUS MO 630284260, FESTUS, MO 63028-4260

Mortgage

Document Number	0000032136
Date	Oct 16, 2019
Instrument	32136

Lender

Name	FORTUNE BK
Type	Bank
Address	ARNOLD, MO 63010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	284 CLERMONT DR, FESTUS, MO 63028-4260
Document Number	0000018381
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	284 CLERMONT DR FESTUS MO 630284260, FESTUS, MO 63028-4260

Mortgage

Document Number	0000018381
Date	Jun 26, 2019
Instrument	18381

Lender

Name	UNICO BK
Type	Bank
Address	MINERAL POINT, MO 63660

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 25, 2039

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 16, 2017
Property Address	284 CLERMONT DR, FESTUS, MO 63028-4260
Document Number	0000005041
Instrument Date	Feb 13, 2017
Instrument	5041
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	284 CLERMONT DR FESTUS MO 630284260, FESTUS, MO 63028-4260

Mortgage

Document Number	5042
Date	Feb 16, 2017
Instrument	5042

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 15, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,600 (-) Land $8,800 Building $142,800	$797,800 (-) Land $46,300 Building $751,500
2025	$9,632.00 (+8.64%)	$151,600 (+9.22%) Land $8,800 Building $142,800	$797,800 (-) Land $46,300 Building $751,500
2024			$797,800 (+9.2%) Land $46,300 Building $751,500
2023	$8,866.00	$138,800 Land $8,800 Building $130,000	$730,600 Land $46,300 Building $684,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Brown Dog Networks Fixed Wireless	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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