272 Clermont Dr, Festus, MO 63028 Property Records

Jefferson County property record for 272 Clermont Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,346 sqft · built 2002
Lot Size	9 acres (392,040 sqft)
Owner	2 Individual Names on File
Last Sale	$439,400 (Nov 2014)
Tax Bill	$4,898 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-9.0-31.0-0-000-004.08`

Property Details

APN / Parcel Number

Primary APN	`20-9.0-31.0-0-000-004.08`
Alternative APN	`2090310 00408`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,346 sqft Living Area
Gross Area	4,958 sqft
1st Floor Area	1,912 sqft
Basement Area	1,434 sqft
Finished Basement	1,434 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	392,040 sqft
Garage Type	Attached
Garage Area	1,612 sqft
Pool Area	476 sqft
Porch	Open Frame Porch
Porch Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	272 CLERMONT DR
City	FESTUS
State	MO
Zip	63028-4260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	CLERMONT 5 LOT 1A
Legal Range	6E
Legal Township	40N
Legal Section	36
Legal Subdivision	CLERMONT 5
Legal Block	2
Legal Lot Number	1A
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	2
Census Block	2034
Census Tract	701404

Owner

272 Clermont Dr is owned and occupied by two individuals who bought it in November 2014.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	272 CLERMONT DR, FESTUS, MO 63028-4260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage JLB CORP
Oct 18, 2019	Deed of Trust, Mortgage GOLDEN OAK LNDG
May 14, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2014 · Amount on File
Deed Sale	Nov 24, 2014 · Amount on File
Prior Sale	Aug 3, 2012 · Amount on File
Deed Document Number	201435223
Prior Transfer Date	Jul 26, 2012
Prior Transfer Doc	0000028717
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	272 CLERMONT DR, FESTUS, MO 63028-4260
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	272 CLERMONT DR, FESTUS, MO 63028-4260

Mortgage

Document Number	0000023293
Date	Sep 12, 2025
Instrument	2025R-023293

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	272 CLERMONT DR, FESTUS, MO 63028-4260
Transaction Type	Mortgage
Record Updated	May 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R019405
Date	May 3, 2021
Instrument	2021R-019405

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	272 CLERMONT DR, FESTUS, MO 63028-4260
Document Number	0000033087
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	272 CLERMONT DR FESTUS MO 630284260, FESTUS, MO 63028-4260

Mortgage

Document Number	0000033087
Date	Oct 24, 2019
Instrument	33087

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	272 CLERMONT DR, FESTUS, MO 63028-4260
Document Number	0000014990
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	272 CLERMONT DR FESTUS MO 630284260, FESTUS, MO 63028-4260

Mortgage

Document Number	0000014990
Date	May 21, 2018
Instrument	14990

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 272 Clermont Dr was $4,898.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,100 (-) Land $5,100 Building $72,000	$405,500 Land $26,600 Building $378,900
2025	$4,898.00	$77,100 Land $5,100 Building $72,000
2024			$405,500 (+4.51%) Land $26,600 Building $378,900
2023	$4,714.00	$73,800 Land $5,100 Building $68,700	$388,000 Land $26,600 Building $361,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 272 Clermont Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 272 Clermont Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20
Brown Dog Networks Fixed Wireless	50 / 10

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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