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284 Cherry Laurel Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 284 Cherry Laurel Ln, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,199 sqft · built 1980
Lot Size0.344 acres (14,998 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (May 2017)
Tax Bill$1,266 (2025)
Deeds & MortgagesDec 2019 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-26-354740-000200

Property Details

APN / Parcel Number

Primary APN25-28-26-354740-000200
Alternative APNs
  • 262825354740000200
  • 62825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,199 sqft Living Area
1st Floor Area2,199 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area14,998 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide
View / LotCommercial/Industrial

Exterior Amenities

PorchFinished/Open Porch
Porch Area32 sqft
Patio Area220 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address284 CHERRY LAUREL LN
CityWINTER HAVEN
StateFL
Zip33880-1221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCHERRY LAUREL PB 68 PG 7 LOT 20
Legal Range25E
Legal Township28S
Legal Section26
Legal SubdivisionCHERRY LAUREL
Legal Tract354740
Legal Block1
Legal Lot Number20
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1000
Census Tract14703

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address284 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
RP FNDG
May 19, 2017Warranty Deed, Transfer
RP FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2017 · Amount on Record
Deed SaleMay 19, 2017 · Amount on Record
Prior SaleMar 15, 1999 · Amount on Record
Deed Document Number201796237
Deed Book / Page10152 / 415
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address284 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221
Document Number0111051916
Instrument DateDec 9, 2019
Transaction TypeMortgage
Record UpdatedJan 31, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 CHERRY LAUREL LN WINTER HAVEN FL 338801221, WINTER HAVEN, FL 33880-1221

Mortgage

Document Number0111051916
DateJan 14, 2020
Book Page011105/001916
Instrument8993
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 19, 2017
Property Address284 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221
Document Number0101520415
Book / Page010152 / 000415
Instrument DateMay 15, 2017
Instrument96237
Transaction TypeTransfer
Record UpdatedNov 16, 2018
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 CHERRY LAUREL LN WINTER HAVEN FL 338801221, WINTER HAVEN, FL 33880-1221

Mortgage

Document Number101520416
DateMay 19, 2017
Book Page010152/000416
Instrument96238
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressMAITLAND, FL 32751
Agreement
AmountAmount Recorded
Term360 Months
DueMay 18, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,902 (+2.7%)$231,667 (-0.47%) Land $31,000 Building $200,667
2025$1,266.00 (-28.51%) Homeowner's exemption$138,171 (+5.99%)$232,754 (-6%) Land $31,000 Building $201,754
2023$1,771.00 (+5.98%) Homeowner's exemption$130,366 (+3%)$247,613 (+4.9%) Land $30,000 Building $217,613
2022$1,671.00 Homeowner's exemption$126,569$236,040 Land $25,000 Building $211,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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