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282 Cherry Laurel Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 282 Cherry Laurel Ln, Winter Haven, FL 33880

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,312 sqft · built 1980
Lot Size0.344 acres (14,998 sqft)
Owner2 Individuals on Record
Last Sale$103,200 (Nov 2008)
Tax Bill$329 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-26-354740-000210

Property Details

APN / Parcel Number

Primary APN25-28-26-354740-000210
Alternative APNs
  • 262825354740000210
  • 62825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,312 sqft Living Area
1st Floor Area1,312 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area14,998 sqft (0.344 acres)
Lot Dimensions200 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area1,990 sqft
CarportCarport
Carport Area1,990 sqft

Exterior Amenities

Pool Area450 sqft
PorchUnfinished Open Porch
Porch Area32 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address282 CHERRY LAUREL LN
CityWINTER HAVEN
StateFL
Zip33880-1221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionCHERRY LAUREL PB 68 PG 7 LOT 21
Legal Range25E
Legal Township28S
Legal Section26
Legal SubdivisionCHERRY LAUREL
Legal Tract354740
Legal Block1
Legal Lot Number21
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1000
Census Tract14703

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address282 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Feb 9, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2008 · Amount on Record
Deed SaleNov 4, 2008 · Amount on Record
Prior SaleFeb 6, 2004 · Amount on Record
Deed Document Number2008185567
Deed Book / Page7751 / 1532
Transfer Doc3675002217
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address282 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221

Mortgage

Document Number0000279752
DateOct 27, 2021
Book Page11954/2220
Instrument2021279752
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term292 Months
DueFeb 1, 2046

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address282 CHERRY LAUREL LN, WINTER HAVEN, FL 33880-1221
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035642
DateFeb 9, 2022
Book Page12109/805
Instrument2022035642
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$329.00 (-62.36%) Homeowner's exemption$51,272 (+5.99%)$158,262 (-3.38%) Land $31,000 Building $127,262
2023$874.00 (+10.08%) Homeowner's exemption$48,376 (+3%)$163,794 (+5.71%) Land $30,000 Building $133,794
2022$794.00 Homeowner's exemption$46,967$154,951 Land $25,000 Building $129,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000

May also be available: Verizon.

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