284 Buckingham Rd, Pinnacle, NC 27043 Property Records

Surry County property record for 284 Buckingham Rd, Pinnacle, NC 27043

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,103 sqft · built 1982
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Dec 2023)
Tax Bill	$2,322 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5965-13-04-1758`

Property Details

APN / Parcel Number

Primary APN	`5965-13-04-1758`
Alternative APNs	`100116926` `100128500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,103 sqft Living Area
1st Floor Area	2,366 sqft
Basement Area	737 sqft
Finished Basement	737 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2009
Architectural Style	Split Level
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Deck Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100128500
Street Address	284 BUCKINGHAM RD
City	PINNACLE
State	NC
Zip	27043-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT10 SEC 6 BUCKINGHAM ESTPB 8 PG 88
Legal Subdivision	BUCKINGHAM EST
Legal Lot Number	10
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3027
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	284 BUCKINGHAM RD, PINNACLE, NC 27043-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · FHA Mortgage FEDERAL SAVINGS BANK
Aug 10, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	2023712156
Deed Book / Page	1879 / 898
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	284 BUCKINGHAM RD, PINNACLE, NC 27043-9418
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001958/443
Date	Dec 19, 2025
Book Page	1958/443
Instrument	730247

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Aug 10, 2020
Property Address	284 BUCKINGHAM RD, PINNACLE, NC 27043-9418
Document Number	1720/767
Book / Page	1720 / 767
Instrument Date	Aug 7, 2020
Instrument	674988
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 BUCKINGHAM RD, PINNACLE, NC 27043-9418

Mortgage

Document Number	001720/769
Date	Aug 10, 2020
Book Page	1720/769
Instrument	674989

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,322.00 (+6.56%)	$359,460 (-7.67%) Land $16,000 Building $343,460	$359,460 (-7.67%) Land $16,000 Building $343,460
2025	$2,179.00 (+43.92%)	$389,320 (+41.88%) Land $16,000 Building $373,320	$389,320 (+41.88%) Land $16,000 Building $373,320
2023	$1,514.00	$274,400 Land $16,000 Building $258,400	$274,400 Land $16,000 Building $258,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025
Water Source	Purchased surface water from CITY OF MOUNT AIRY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surry Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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