281 Buckingham Rd, Pinnacle, NC 27043 Property Records

Surry County property record for 281 Buckingham Rd, Pinnacle, NC 27043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,480 sqft · built 1982
Lot Size	0.664 acres (28,924 sqft)
Owner	2 Individual Names on Record
Tax Bill	$818 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5965-13-04-4615`

Property Details

APN / Parcel Number

Primary APN	`5965-13-04-4615`
Alternative APN	`95795580`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	1,032 sqft
Unfinished Basement	1,032 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1998
Exterior Material	Brick/Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	28,924 sqft (0.664 acres)
Porch	Slab
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	95795580
Street Address	281 BUCKINGHAM RD
City	PINNACLE
State	NC
Zip	27043-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LT9 SEC 6 BUCKINGHAM EST PB 8 PG 88
Legal Subdivision	BUCKINGHAM EST
Legal Lot Number	9
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3027
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	281 BUCKINGHAM RD, PINNACLE, NC 27043-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Line of Credit TRULIANT FEDERAL CREDIT UNION
Apr 8, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	281 BUCKINGHAM RD, PINNACLE, NC 27043-9418
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001963/781
Date	Feb 17, 2026
Book Page	1963/781
Instrument	731471

Lender

Name	TRULIANT FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	281 BUCKINGHAM RD, PINNACLE, NC 27043-9418
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001889/269
Date	Apr 8, 2024
Book Page	1889/269
Instrument	714474

Lender

Name	TRULIANT FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2054

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$818.00 (+6.23%)	$114,660 (-12.38%) Land $16,000 Building $98,660	$114,660 (-12.38%) Land $16,000 Building $98,660
2025	$770.00 (+21.84%)	$130,860 (+14.13%) Land $16,000 Building $114,860	$130,860 (+14.13%) Land $16,000 Building $114,860
2023	$632.00	$114,660 Land $16,000 Building $98,660	$114,660 Land $16,000 Building $98,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PILOT MOUNTAIN serves 1,976 people · EPA ID NC0286025
Water Source	Purchased surface water from CITY OF MOUNT AIRY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surry Telephone Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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