28395 Openfield Loop, Wesley Chapel, FL 33543 Property Records

Pasco County property record for 28395 Openfield Loop, Wesley Chapel, FL 33543

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,005 sqft · built 1994
Lot Size	0.208 acres (9,088 sqft)
Owner	2 Owner Names on Record
Last Sale	$155,700 (Feb 2002)
Tax Bill	$3,331 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-26-20-0100-00100-0390`

Property Details

APN / Parcel Number

Primary APN	`31-26-20-0100-00100-0390`
Alternative APNs	`2026310100001000390` `0578412`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	2,733 sqft
1st Floor Area	2,005 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,088 sqft (0.208 acres)
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	429 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	244 sqft
Patio Area	312 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	0578412
Old Parcel Number	2026310100001000390
Street Address	28395 OPENFIELD LOOP
City	WESLEY CHAPEL
State	FL
Zip	33543-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	MEADOW POINTE PARCEL 3 UNIT 3 PB 30 PGS 123-126 LOT 39 BLOCK 1 OR 4865 PG 19
Legal Range	20E
Legal Township	26S
Legal Section	31
Legal Subdivision	MEADOW POINTE
Legal Tract	100
Legal Block	1
Legal Lot Number	39
Legal Unit	3
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1011
Census Tract	32110

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	28395 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5706
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2002 · Amount on Record
Deed Sale	Feb 20, 2002 · Amount on Record
Prior Sale	Jun 6, 1994 · Amount on Record
Deed Document Number	0486500019
Deed Book / Page	04865 / 00019
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	28395 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5706
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28395 OENFIELD LOOP, WESLEY CHAPEL, FL 33543-5706

Mortgage

Document Number	0106500398
Date	Jul 12, 2022
Book Page	10650/398
Instrument	2022151813

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,331.00 (+5.11%) Homeowner's exemption	$174,860 (+5.98%) Land $76,485 Building $98,375	$366,283 (-0.01%) Land $76,485 Building $289,798
2023	$3,169.00 (+8.27%) Additional exemption filed	$164,990 (+3%) Land $69,625 Building $95,365	$366,312 (+19.62%) Land $69,625 Building $296,687
2022	$2,927.00 Homeowner's exemption	$160,190 Land $58,145 Building $102,045	$306,231 Land $58,145 Building $248,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	8 (1997–2024)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20