Pasco County property record for 28390 Openfield Loop, Wesley Chapel, FL 33543
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,549 sqft · built 1993 |
| Lot Size | 0.24 acres (10,446 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (Apr 2026) |
| Tax Bill | $3,513 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Apr 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-20-0100-00300-0150 |
| Primary APN | 31-26-20-0100-00300-0150 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,549 sqft Living Area |
| Gross Area | 3,078 sqft |
| 1st Floor Area | 2,227 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,446 sqft (0.24 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 585 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 28390 OPENFIELD LOOP |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33543-5705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | MEADOW POINTE PARCEL 3 UNIT 3 PB 30 PGS 123-126 LOT 15 BLOCK 3 OR 3230 PG 1897 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MEADOW POINTE PARCEL 3 |
| Legal Tract | 100 |
| Legal Block | 3 |
| Legal Lot Number | 15 |
| Legal Unit | 3 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 32110 |
Source: Pasco County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28390 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Apr 9, 2026 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Apr 9, 2026 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jul 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2026 · Amount on Record |
| Deed Sale | Apr 9, 2026 · Amount on Record |
| Prior Sale | Dec 9, 1993 · Amount on Record |
| Deed Document Number | 202664143 |
| Deed Book / Page | 11397 / 1399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28390 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 28390 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5705 |
| Document Number | 0106901863 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 10690/1863 |
| Instrument | 2022202132 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28390 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5705 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 28390 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5705 |
| Document Number | 0103241104 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 10324/1104 |
| Instrument | 2021075057 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 9, 2026 |
| Property Address | 28390 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5705 |
| Document Number | 0000064143 |
| Book / Page | 11397 / 1399 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202664143 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321,685.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28390 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5705 |
| Document Number | 0000064144, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202664144 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 9, 2026 |
| Property Address | 28390 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5705 |
| Document Number | 0113971399 |
| Book / Page | 11397 / 1399 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202664143 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $321,685.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28390 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5705 |
| Document Number | 0000064144, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 202664144 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 28390 OPENFIELD LOOP, WESLEY CHAPEL, FL 33543-5705 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0097602232 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 9760/2232 |
| Instrument | 2018123326 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,110 (+2.9%) | $405,560 (-0.12%) Land $76,888 Building $328,672 | |
| 2025 | $3,513.00 (+2%) Homeowner's exemption | $185,730 (+5.98%) Land $76,888 Building $108,842 | $406,057 (-0.37%) Land $76,888 Building $329,169 |
| 2024 | $3,444.00 (+3.05%) | ||
| 2023 | $3,342.00 (+8.4%) Additional exemption filed | $175,250 (+3%) Land $70,168 Building $105,082 | $407,560 (+2%) Land $70,168 Building $337,392 |
| 2022 | $3,083.00 Homeowner's exemption | $170,150 Land $58,898 Building $111,252 | $339,620 Land $58,898 Building $280,722 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 8 (1997–2024) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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