Lee County property record for 2839 Cheryl St, Matlacha, FL 33993
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,575 sqft · built 1995 |
| Lot Size | 0.108 acres (4,704 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,100 (Dec 2005) |
| Tax Bill | $5,667 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 14-44-22-04-00000.4380 |
| Primary APN | 14-44-22-04-00000.4380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,575 sqft Living Area |
| Gross Area | 4,095 sqft |
| 1st Floor Area | 1,000 sqft |
| Upper Floors Area | 1,000 sqft |
| Basement Area | 295 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,704 sqft (0.108 acres) |
| Lot Dimensions | 80 ft deep x 60 ft wide |
| View / Lot | Canal Front |
| Garage Type | Attached |
| Garage Area | 705 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 730 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10013272 |
|---|---|
| Street Address | 2839 CHERYL ST |
| City | MATLACHA |
| State | FL |
| Zip | 33993-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TFC2 |
| Legal Description | ISLAND HARBORS 6TH ADD.U.2 PB 12 PG 93 LOT 438 |
| Legal Range | 22E |
| Legal Township | 44S |
| Legal Section | 14 |
| Legal Subdivision | MATLACHA NW |
| Legal Tract | 04 |
| Legal Block | 1 |
| Legal Lot Number | 438 |
| Jurisdiction | LEE FL |
| Township / Civil Division | PINE ISLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70102 |
2839 Cheryl St is owned and occupied by an individual who bought it in December 2005.
Source: Lee County records, as of July 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2839 CHERYL ST, MATLACHA, FL 33993-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Undivided Interest |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2005 · Amount on File |
| Deed Sale | Dec 21, 2005 · Amount on File |
| Prior Sale | Aug 30, 2001 |
| Deed Document Number | 2005181669 |
| Prior Transfer Date | Dec 15, 2005 |
| Prior Transfer Doc | 0000181669 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2839 Cheryl St was $5,667 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,317 (-16.32%) Land $151,742 Building $184,575 | $336,317 (-16.32%) Land $151,742 Building $184,575 | |
| 2025 | $5,667.00 Homeowner's exemption | $401,916 Land $186,707 Building $215,209 | $401,916 Land $186,707 Building $215,209 |
| 2023 | $5,349.00 (+1.65%) Homeowner's exemption | $379,612 (+3%) | $661,424 (+14%) Land $209,891 Building $451,533 |
| 2022 | $5,262.00 Homeowner's exemption | $368,555 | $580,196 Land $184,115 Building $396,081 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2839 Cheryl St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 220 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 224 units insured incl. 4 condo units |
| Nearby Flood Claims | 635 (1982–2024) |
| Claims Outside the SFHA | 1 of 635 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2839 Cheryl St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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