2809 Cheryl St, Matlacha (Cape Coral), FL 33993 Property Records

Lee County property record for 2809 Cheryl St, Matlacha, FL 33993

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 980 sqft · built 1968
Lot Size0.217 acres (9,453 sqft)
Owner2 Company Names on File
Last Sale$465,000 (Mar 2026)
Tax Bill$6,132 (2025)
Deeds & MortgagesMar 2026 Sale
Flood ZoneZone AE (high risk)
APN14-44-22-04-00000.4400

Property Details

APN / Parcel Number

Primary APN14-44-22-04-00000.4400
Alternative APNs
  • 22144404000004400
  • 10013274

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area980 sqft Living Area
Gross Area1,522 sqft
1st Floor Area854 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialConcrete
Lot Area9,453 sqft (0.217 acres)
Lot Dimensions80 ft deep x 60 ft wide
View / LotCanal Front
Garage TypeAttached
Garage Area331 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area195 sqft
Patio Area170 sqft
Lawn SprinklersLawn Sprinklers
Boat AccessBoat Access
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10013274
Street Address2809 CHERYL ST
CityMATLACHA
StateFL
Zip33993-9750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTFC2
Legal DescriptionISLAND HARBORS 6TH ADD.U.2 PB 12 PG 93 LOTS 440 + 441
Legal Range22E
Legal Township44S
Legal Section14
Legal SubdivisionMATLACHA NW
Legal Tract04
Legal Block1
Legal Lot Number440,4
JurisdictionLEE FL
Township / Civil DivisionPINE ISLAND
Census Block Group1
Census Block1003
Census Tract70102

Owner

2809 Cheryl St is owned by a company that bought it in March 2026.

Source: Lee County records, as of August 26, 2026

Owner of Record2 Company Names on File
Mailing Address2809 CHERYL ST, MATLACHA, FL 33993-9750
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2026 · Amount on File
Deed SaleMar 4, 2026 · Amount on File
Deed Document Number202655481
Prior Transfer DateFeb 29, 2008
Prior Transfer Doc0000054579
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 4, 2026
Property Address2809 CHERYL ST, MATLACHA, FL 33993-9750
Document Number0000055481
Map ReferenceMB 12 PG 93
Instrument DateFeb 26, 2026
Instrument2026000055481
Transaction TypeTransfer
Record UpdatedMar 16, 2026
Title CompanyACCURATE COMPLETE TITLE INC

Transaction

AmountAmount on Record
Tax$3,255.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3724 DARTMOUTH PL, WEST LAFAYETTE, IN 47906-8752

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2809 CHERYL ST, MATLACHA, FL 33993-9750

Tax Assessment & Valuation

The 2025 property tax bill for 2809 Cheryl St was $6,132.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$317,184 (-19.14%) Land $206,139 Building $111,045$317,184 (-19.14%) Land $206,139 Building $111,045
2025$6,132.00$392,283 Land $271,756 Building $120,527$392,283 Land $271,756 Building $120,527
2023$6,290.00 (+12.89%)$485,142 (+14%) Land $272,858 Building $212,284$485,142 (+14%) Land $272,858 Building $212,284
2022$5,572.00$425,561 Land $239,349 Building $186,212$425,561 Land $239,349 Building $186,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2809 Cheryl St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 220 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies224 units insured
incl. 4 condo units
Nearby Flood Claims635 (1982–2024)
Claims Outside the SFHA1 of 635
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 152 claims
  • Hurricane Helene, Oct 2024 · 128 claims
  • Hurricane Ian, Oct 2022 · 109 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2809 Cheryl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER PINE ISLAND WATER ASSOCIATION
private · serves 15,725 people · EPA ID FL5360322
Water SourceGroundwater
Last State InspectionMar 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cheryl St

Nearby Streets

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