2838 S Tuscola Rd, Munger, MI 48747 Property Records

Bay County property record for 2838 S Tuscola Rd, Munger, MI 48747

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,746 sqft · built 1998
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,399 (2026)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-033-300-020-00`

Property Details

APN / Parcel Number

Primary APN	`090-033-300-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,746 sqft Living Area
1st Floor Area	1,569 sqft
Basement Area	1,524 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	96,703 sqft (2.22 acres)
Lot Dimensions	200 ft deep x 300 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2838 S TUSCOLA RD
City	MUNGER
State	MI
Zip	48747-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL THAT PT OF NE 1/4 OF SW 1/4 LYG W OF TUSCOLA RD. SEC 33 T13N R6E
Legal Range	06E
Legal Township	13N
Legal Section	33
Jurisdiction	BAY MI
Township / Civil Division	MERRITT
Census Block Group	5
Census Block	5085
Census Tract	285300

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2838 S TUSCOLA RD, MUNGER, MI 48747-9761
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	2838 S TUSCOLA RD, MUNGER, MI 48747-9761
Document Number	0000001820
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 12, 2018
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2838 S TUSCOLA RD MUNGER MI 487479761, MUNGER, MI 48747-9761

Mortgage

Document Number	0000001820
Date	Feb 15, 2018
Instrument	1820

Lender

Name	PNC MTG/FL
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2033

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Merritt Township
Unified School District	Reese Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,399.00 (+28.85%) Homeowner's exemption	$252,000 (+39.65%)	$504,000 (+39.65%)
2023		$180,450	$360,900
2022	$4,190.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
Air Advantage Fixed Wireless	10 / 1