Hancock County property record for 2838 Oak Ave, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,122 sqft · built 1920 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $608 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 0241090020 |
| Primary APN | 0241090020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Attic | Attic |
| Attic Area | 210 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2838 OAK AVE |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAYFIELD LACKORE & HOWARD LOT 2 BLK 9 |
| Legal Subdivision | HAYFIELD LACKORE & HOWARD |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1083 |
| Census Tract | 270200 |
Source: Hancock County records · APN 0241090020
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2838 OAK AVE, GARNER, IA 50438-8554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2005 |
| Deed Sale | Jun 02, 2005 |
| Deed Document Number | 20051156 |
| Prior Transfer Date | Mar 24, 2005 |
| Prior Transfer Doc | 0000001156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 2838 OAK AVE, GARNER, IA 50438-8554 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2019 |
| Name | Verified Name |
|---|
| Document Number | 190561 |
|---|---|
| Date | Apr 04, 2019 |
| Instrument | 19-0561 |
| Name | TITONKA SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2034 |
Source: Hancock County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $608.00 | $67,020 (+14.88%) Land $3,300 Building $63,720 | $67,020 (+14.88%) Land $3,300 Building $63,720 |
| 2024 | $608.00 (-16.6%) | ||
| 2023 | $58,340 (-4.83%) Land $3,300 Building $55,040 | $58,340 (-4.83%) Land $3,300 Building $55,040 | |
| 2022 | $729.00 | $61,300 Land $3,300 Building $58,000 | |
| 2021 | $61,300 Land $3,300 Building $58,000 |
Source: FEMA National Flood Hazard Layer, Hancock County (19081C), as of October 26, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190812702001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 34 locations within half a mile of this property.
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