Hancock County property record for 2820 Oak Ave, Garner, IA 50438
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 3,428 sqft · built 1952 |
| Lot Size | 3.08 acres (134,165 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,444 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0233329000 |
| Primary APN | 0233329000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,428 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Attic | Attic |
| Attic Area | 428 sqft |
| Basement Area | 952 sqft |
| Unfinished Basement | 952 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 134,165 sqft (3.08 acres) |
| Lot Dimensions | 380 ft deep x 400 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 320 sqft |
| Granary | 12,383 sqft |
| Poultry House | 1,008 sqft |
| Utility Building | 2,520 sqft |
| Cooling System | None |
|---|
| Street Address | 2820 OAK AVE |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TR 400' X 380' IN NW SW 33 97 24 |
| Legal Range | 24W |
| Legal Township | 97N |
| Legal Section | 33 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 270200 |
2820 Oak Ave, a rural home, is owned by a company.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2865 MILL AVE, GARNER, IA 50438-8567 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 2820 OAK AVE, GARNER, IA 50438-8554 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000211826 |
|---|---|
| Date | Aug 12, 2021 |
| Instrument | 21-1826 |
| Name | RELIANCE STATE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2820 Oak Ave was $4,444, up 0.7% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,444.00 (+0.68%) | $468,090 Land $5,930 Building $462,160 | $468,090 Land $5,930 Building $462,160 |
| 2024 | $4,414.00 | ||
| 2023 | $126,690 (-17.08%) Land $4,210 Building $122,480 | $126,690 Land $4,210 Building $122,480 | |
| 2022 | $1,872.00 | $152,780 Land $3,060 Building $149,720 | |
| 2021 | $152,780 Land $3,060 Building $149,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2820 Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
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