2838 Effingham Ct, Schaumburg, IL 60193 Property Records

Cook County property record for 2838 Effingham Ct, Schaumburg, IL 60193

Property Summary

Property Type	Condominium
Details	2 bd · 1,450 sqft · built 1990
Lot Size	62.7 acres (2,732,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2022)
Tax Bill	$7,237 (2023)
Deeds & Mortgages	Jul 2026 Transfer May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-202-032-1060`

Property Details

APN / Parcel Number

Primary APN	`06-24-202-032-1060`
Alternative APN	`06242020311060`

Interior

Bedrooms	2 Beds
Building Area	1,450 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	2,732,537 sqft

Location & Zoning

Street Address	2838 EFFINGHAM CT
City	SCHAUMBURG
State	IL
Zip	60193-5703
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(TOWNE) (PLACE) (WEST) CO BLK 102 LOT F
Legal Subdivision	TOWNE PLACE WEST CONDO
Legal Block	102
Legal Lot Number	F
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1007
Census Tract	804308

Owner

Source: Cook County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2838 EFFINGHAM CT, 102F, SCHAUMBURG, IL 60193-5703
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Transfer on Death Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE
May 13, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Aug 7, 2017	Grant Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Aug 7, 2017 · Amount on Record
Deed Document Number	20226208
Last Transfer Date	Jul 24, 2026
Transfer Doc	0000008026
Record Updated	Sep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Jul 24, 2026
Property Address	2838 EFFINGHAM CT, SCHAUMBURG, IL 60193-5703
Document Number	0000008026
Instrument Date	Jul 24, 2026
Instrument	20268026
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 EFFINGHAM CT, 102F, SCHAUMBURG, IL 60193-5703

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 13, 2022
Property Address	2838 EFFINGHAM CT, SCHAUMBURG, IL 60193-5703
Document Number	0013306208
Map Reference	DOC 91233253
Instrument Date	May 2, 2022
Instrument	2213306208
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 EFFINGHAM CT, SCHAUMBURG, IL 60193-5703

Mortgage

Document Number	0013306209
Date	May 13, 2022
Instrument	2213306209

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2037

Interest

Rate	4.12%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Aug 7, 2017
Property Address	2838 EFFINGHAM CT, SCHAUMBURG, IL 60193-5703
Document Number	1721915239
Instrument Date	Jul 3, 2017
Instrument	21915239
Transaction Type	Transfer
Record Updated	Aug 21, 2017
Title Company	LIBERTY TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2838 EFFINGHAM CT #102-F-2838 SCHAUMBURG IL 601935703, 102-F-, SCHAUMBURG, IL 60193-5703

Mortgage

Document Number	1721915240
Date	Aug 7, 2017
Instrument	21915240

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Schaumburg Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,835 (+39.43%) Land $5,193 Building $30,642	$358,350 (+39.43%) Land $51,930 Building $306,420
2023	$7,237.00 (+2.32%)
2022	$7,073.00	$25,701 Land $4,616 Building $21,085	$257,010 Land $46,160 Building $210,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHAUMBURG serves 75,750 people · EPA ID IL0314890
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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