2822 Effingham Ct, Schaumburg, IL 60193 Property Records

Cook County property record for 2822 Effingham Ct, Schaumburg, IL 60193

Property Summary

Property Type	Condominium
Details	2 bd · 1,450 sqft · built 1990
Lot Size	62.7 acres (2,732,537 sqft)
Owner	2 Company Names on Record
Last Sale	$185,000 (Jan 2009)
Tax Bill	$4,759 (2023)
Deeds & Mortgages	Mar 2024 Transfer May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-24-202-032-1064`

Property Details

APN / Parcel Number

Primary APN	`06-24-202-032-1064`
Alternative APN	`06242020311064`

Interior

Bedrooms	2 Beds
Building Area	1,450 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	2,732,537 sqft

Location & Zoning

Street Address	2822 EFFINGHAM CT
City	SCHAUMBURG
State	IL
Zip	60193-5703
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	(TOWNE) (PLACE) (WEST) CO BLK 102 LOT B
Legal Subdivision	TOWNE PLACE WEST CONDO
Legal Block	102
Legal Lot Number	B
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1007
Census Tract	804308

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2822 EFFINGHAM CT, SCHAUMBURG, IL 60193-5703
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 12, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIBM BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2009 · Amount on Record
Deed Sale	Jan 7, 2009 · Amount on Record
Prior Sale	Nov 5, 2002 · Amount on Record
Deed Document Number	200954031
Prior Transfer Date	Apr 1, 1997
Prior Transfer Doc	0000000883
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Mar 18, 2024
Property Address	2822 EFFINGHAM CT, SCHAUMBURG, IL 60193-5703
Document Number	0007802218
Map Reference	DOC 91-233253
Instrument Date	Mar 6, 2024
Instrument	2407802218
Transaction Type	Transfer
Record Updated	Mar 27, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2822 EFFINGHAM CT, SCHAUMBURG, IL 60193-5703

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2822 EFFINGHAM CT, SCHAUMBURG, IL 60193-5703
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 EFFINGHAM CT 102B, 102B, SCHAUMBURG, IL 60193-5703

Mortgage

Document Number	0013207219
Date	May 12, 2022
Instrument	2213207219

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.24%
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2822 EFFINGHAM CT, SCHAUMBURG, IL 60193-5703
Document Number	2023221206
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	PRECISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2822 EFFINGHAM CT SCHAUMBURG IL 601935703, SCHAUMBURG, IL 60193-5703

Mortgage

Document Number	2023221206
Date	Aug 19, 2020
Instrument	23221206

Lender

Name	CIBM BK
Type	Bank
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 18, 2035

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Schaumburg Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,884 (+39.44%) Land $4,621 Building $27,263	$318,840 (+39.44%) Land $46,210 Building $272,630
2023	$4,759.00 (+3.5%)
2022	$4,598.00 Homeowner's exemption	$22,866 Land $4,107 Building $18,759	$228,660 Land $41,070 Building $187,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHAUMBURG serves 75,750 people · EPA ID IL0314890
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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