Orange County property record for 2838 Calle Esteban, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,874 sqft · built 1987 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,010,000 (May 2015) |
| Tax Bill | $12,192 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-274-01 |
| Primary APN | 680-274-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,874 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 17,000 sqft (0.39 acres) |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2838 CALLE ESTEBAN |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 9764 BLK LOT 60 |
| Legal Subdivision | TRACT NO 9764 |
| Legal Tract | 9764 |
| Legal Lot Number | 60 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 42111 |
2838 Calle Esteban is owned and occupied by two individuals who bought it in May 2015.
Source: Orange County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2838 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage L ALLEY LOANS INC |
| Sep 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2015 · Amount on File |
| Deed Sale | May 8, 2015 · Amount on File |
| Prior Sale | Mar 13, 2000 · Amount on File |
| Deed Document Number | 2015241354 |
| Prior Transfer Date | May 13, 2014 |
| Prior Transfer Doc | 0000211292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2838 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3506 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000426159 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 2019000426159 |
| Name | L ALLEY LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | HUNTINGTON BEACH, CA 92648 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2838 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3506 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 2838 CALLE ESTEBAN, SAN CLEMENTE, CA 92673-3506 |
| Document Number | 0000577757 |
|---|---|
| Date | Sep 16, 2021 |
| Instrument | 2021000577757 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 2838 Calle Esteban was $12,192 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,238,142 (+2%) Land $1,015,140 Building $223,002 | |
| 2025 | $12,192.00 Homeowner's exemption | $1,213,865 Land $995,235 Building $218,630 |
| 2023 | $11,733.00 (+1.96%) Homeowner's exemption | $1,166,730 Land $956,588 Building $210,142 |
| 2022 | $11,508.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2838 Calle Esteban in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2838 Calle Esteban is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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