2834 River Edge Cir, Spring Valley, OH 45370 Property Records

Greene County property record for 2834 River Edge Cir, Spring Valley, OH 45370

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,485 sqft · built 1995
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$458,000 (Nov 2006)
Tax Bill	$13,697 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L322024098`

Property Details

APN / Parcel Number

Primary APN	`L322024098`
Alternative APN	`L32-0002-0024.0-0098.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,485 sqft Living Area
1st Floor Area	2,400 sqft
Basement Area	1,560 sqft
Finished Basement	1,560 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	833 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2834 RIVER EDGE CIR
City	SPRING VALLEY
State	OH
Zip	45370-9796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RIDGE II SEC TWO LOT 54 2.000AC RIVER EDGE CIR
Legal Subdivision	RIVER RIDGE II
Legal Lot Number	54
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	2
Census Block	2001
Census Tract	220102

Owner

2834 River Edge Cir is owned and occupied by two individuals who bought it in November 2006.

Source: Greene County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2834 RIVER EDGE CIR, SPRING VALLEY, OH 45370-9796
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BK
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BK
Dec 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Oct 21, 2016	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2006 · Amount on File
Deed Sale	Nov 6, 2006 · Amount on File
Prior Sale	Aug 15, 2003 · Amount on File
Deed Document Number	200626242
Deed Book / Page	2639 / 357
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2834 RIVER EDGE CIR, SPRING VALLEY, OH 45370-9796
Document Number	0000026725
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2834 RIVER EDGE CIR SPRING VALLEY OH 453709796, SPRING VALLEY, OH 45370-9796

Mortgage

Document Number	0000026725
Date	Dec 21, 2020
Instrument	26725

Lender

Name	FIRST MERCHANTS BK
Type	Bank
Address	COLUMBUS, OH 43214

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2834 RIVER EDGE CIR, SPRING VALLEY, OH 45370-9796
Document Number	0000019421
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2834 RIVER EDGE CIR SPRING VALLEY OH 453709796, SPRING VALLEY, OH 45370-9796

Mortgage

Document Number	0000019421
Date	Sep 30, 2020
Instrument	19421

Lender

Name	FIRST MERCHANTS BK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2834 RIVER EDGE CIR, SPRING VALLEY, OH 45370-9796
Document Number	0000020906
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2834 RIVER EDGE CIR SPRING VALLEY OH 453709796, SPRING VALLEY, OH 45370-9796

Mortgage

Document Number	0000020906
Date	Dec 19, 2018
Instrument	20906

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2048

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	2834 RIVER EDGE CIR, SPRING VALLEY, OH 45370-9796
Document Number	0000002487
Instrument Date	Oct 21, 2016
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2834 RIVER EDGE CIR SPRING VALLEY OH 453709796, SPRING VALLEY, OH 45370-9796

Mortgage

Document Number	0000002487
Date	Feb 15, 2017
Instrument	2487

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	AKRON, OH 44308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 14, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2834 River Edge Cir was $13,697, up 1.3% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,697.00 (+1.26%)	$239,970 (-) Land $30,240 Building $209,730
2024	$13,526.00 (-0.38%)	$239,970 (-) Land $30,240 Building $209,730
2023	$13,578.00 (+2.02%)	$239,970 (+23.56%) Land $30,240 Building $209,730	$685,630 Land $86,400 Building $599,230
2022	$13,309.00	$194,210 Land $30,240 Building $163,970
2020			$554,890 Land $86,400 Building $468,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2834 River Edge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2834 River Edge Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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