28328 Kettering Ln, Escondido, CA 92026 Property Records

San Diego County property record for 28328 Kettering Ln, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,156 sqft · built 1999
Lot Size	0.373 acres (16,248 sqft)
Owner	Individual Name on Record
Last Sale	$915,000 (Jul 2026)
Tax Bill	$7,317 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`186-360-38-00`

Property Details

APN / Parcel Number

Primary APN	`186-360-38-00`
Alternative APN	`1863701800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,156 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	16,248 sqft (0.373 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1863701800
Street Address	28328 KETTERING LN
City	ESCONDIDO
State	CA
Zip	92026-6828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 34 TR 005744
Legal Subdivision	MEADOWS
Legal Tract	005744
Legal Block	3
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	3
Census Block	3014
Census Tract	19105

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1749, RENO, NV 89505-1749
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Affidavit of Death of Trustee, Transfer
Jul 29, 2026	Grant Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Nov 6, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Nov 16, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	May 14, 1999 · Amount on Record
Deed Document Number	2026218150
Transfer Doc	0000716054
Record Updated	Oct 29, 2026

July 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2026
Property Address	28328 KETTERING LN, ESCONDIDO, CA 92026-6828
Document Number	0000218149
Instrument Date	Jul 22, 2026
Instrument	2026218149
Transaction Type	Transfer
Record Updated	Aug 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2026
Property Address	28328 KETTERING LN, ESCONDIDO, CA 92026-6828
Document Number	0000218150
Instrument Date	Jul 12, 2026
Instrument	2026218150
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$101,656.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28328 KETTERING LN, ESCONDIDO, CA 92026-6828

Mortgage

Document Number	0000218151,
Date	Jul 29, 2026
Instrument	2026218151

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28328 KETTERING LN, ESCONDIDO, CA 92026-6828
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000517435
Date	Nov 6, 2017
Instrument	2017-0517435

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	911 Months
Due	Oct 29, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2020
Property Address	28328 KETTERING LN, ESCONDIDO, CA 92026-6828
Document Number	0000716054
Instrument Date	Oct 21, 2020
Instrument	716054
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28328 KETTERING LN ESCONDIDO CA 920266828, ESCONDIDO, CA 92026-6828

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28328 KETTERING LN, ESCONDIDO, CA 92026-6828
Document Number	0000517436
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	28328 KETTERING LN ESCONDIDO CA 920266828, ESCONDIDO, CA 92026-6828

Mortgage

Document Number	0000517436
Date	Nov 6, 2017
Instrument	517436

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Nov 5, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$969,000 (+78.13%) Land $510,000 Building $459,000
2025	$7,317.00 (+2.26%) Homeowner's exemption	$543,975 (+4.04%) Land $156,761 Building $387,214
2024	$7,155.00 (+2.86%)
2023	$6,956.00 (+1.64%) Homeowner's exemption	$522,854 Land $150,675 Building $372,179
2022	$6,844.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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