San Diego County property record for 28305 Kettering Ln, Escondido, CA 92026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,091 sqft · built 1990 |
| Lot Size | 0.468 acres (20,383 sqft) |
| Owner | Company Name on Record |
| Last Sale | $37,000 (Jul 1986) |
| Tax Bill | $5,837 (2025) |
| Deeds & Mortgages | Nov 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 186-360-35-00 |
| Primary APN | 186-360-35-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,091 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 20,383 sqft (0.468 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1863701500 |
|---|---|
| Street Address | 28305 KETTERING LN |
| City | ESCONDIDO |
| State | CA |
| Zip | 92026-6828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 31 TR 005744 |
| Legal Subdivision | MEADOWS |
| Legal Tract | 005744 |
| Legal Block | 3 |
| Legal Lot Number | 31 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 19105 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 28305 KETTERING LN, ESCONDIDO, CA 92026-6828 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1986 · Amount on Record |
| Deed Sale | Jul 1, 1986 · Amount on Record |
| Prior Sale | Aug 23, 1984 · Amount on Record |
| Deed Document Number | 1986271423 |
| Last Transfer Date | Aug 3, 1999 |
| Transfer Doc | 0000560782 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 28305 KETTERING LN, ESCONDIDO, CA 92026-6828 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 28305 KETTERING LN, ESCONDIDO, CA 92026-6828 |
| Document Number | 0000432570 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 2022-0432570 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.82% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.8% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $431,582 (+2%) Land $87,058 Building $344,524 | |
| 2025 | $5,837.00 (+5.28%) Homeowner's exemption | $423,120 (+4.04%) Land $85,351 Building $337,769 |
| 2023 | $5,544.00 (+1.69%) Homeowner's exemption | $406,692 Land $82,038 Building $324,654 |
| 2022 | $5,452.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 42% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026 |
|---|---|
| Water Source | Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY |
| Last State Inspection | Apr 2021 |
| Lead | 4 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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