28323 Ryans Ridge Ln, Spring, TX 77386 Property Records

Montgomery County property record for 28323 Ryans Ridge Ln, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,383 sqft · built 2007
Lot Size0.186 acres (8,098 sqft)
Owner2 Individual Names on Record
Last Sale$306,300 (Sep 2019)
Tax Bill$6,250 (2025)
Deeds & MortgagesDec 2021 Mortgage
Sep 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN9014-07-03300

Property Details

APN / Parcel Number

Primary APN9014-07-03300
Alternative APN
  • R348790

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,383 sqft Living Area
Gross Area3,875 sqft
1st Floor Area2,167 sqft
2nd Floor Area1,216 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area8,098 sqft (0.186 acres)
View / LotPrimary
Garage TypeAttached
Garage Area492 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area616 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address28323 RYANS RIDGE LN
CitySPRING
StateTX
Zip77386-3179
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS901407 - SPRING TRAILS 07, BLOCK 1, LOT 33
Legal SubdivisionSPRING TRAILS 07
Legal Block1
Legal Lot Number33
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1008
Census Tract692009

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28323 RYANS RIDGE LN, SPRING, TX 77386-3179
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Sep 18, 2019Vendor's Lien, Transfer · Conventional Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2019 · Amount on Record
Deed SaleSep 18, 2019 · Amount on Record
Prior SaleJun 25, 2013 · Amount on Record
Deed Document Number201987264
Prior Transfer DateSep 13, 2019
Prior Transfer Doc0000087264
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address28323 RYANS RIDGE LN, SPRING, TX 77386-3179
Transaction TypeMortgage
Record UpdatedJan 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000177736
DateDec 28, 2021
Instrument2021177736
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2051

September 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateSep 18, 2019
Property Address28323 RYANS RIDGE LN, SPRING, TX 77386-3179
Document Number0000087264
Map ReferenceCAB Y SH 31&32
Instrument DateSep 13, 2019
Instrument2019087264
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28323 RYANS RIDGE LN, SPRING, TX 77386-3179

Mortgage

Document Number0000087265
DateSep 18, 2019
Instrument2019087265
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$487,667 (+2.97%) Land $32,392 Building $455,275$487,667 (+2.97%) Land $32,392 Building $455,275
2025$6,250.00 (-9.67%) Homeowner's exemption Senior Citizen's exemption$473,614 (+7.51%) Land $32,392 Building $441,222$473,614 (-8.22%) Land $32,392 Building $441,222
2024$6,919.00 (+75.79%) Homeowner's exemption Senior Citizen's exemption$440,550 (+1%) Land $32,392 Building $483,640$516,032 (+1.41%) Land $32,392 Building $483,640
2023$3,936.00 Homeowner's exemption$400,500 Land $32,390 Building $476,470$508,860 Land $32,390 Building $476,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 373 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies373 in force
Nearby Flood Claims5 (2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 94
serves 5,184 people · EPA ID TX1700716
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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