2832 Whispering Creek Loop, Rocklin, CA 95765 Property Records

Placer County property record for 2832 Whispering Creek Loop, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,003 sqft · built 2019
Lot Size	0.172 acres (7,478 sqft)
Owner	2 Individual Names on Record
Last Sale	$978,500 (Feb 2019)
Tax Bill	$16,066 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`497-060-011-000`

Property Details

APN / Parcel Number

Primary APN	`497-060-011-000`
Alternative APN	`497-060-011`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,003 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	7,478 sqft (0.172 acres)
Garage Area	699 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	497-060-011
Street Address	2832 WHISPERING CREEK LOOP
City	ROCKLIN
State	CA
Zip	95765-6289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 WHITNEY RANCH PH II-B UNIT 47AB MOR DD-22
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	59
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1000
Census Tract	21323

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2832 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit SAFE CU
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAFE CU
Feb 20, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SUMMIT FUNDING INC
Jun 23, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	20199842
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2832 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069738
Date	Jul 10, 2020
Instrument	2020-0069738

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2832 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069737
Date	Jul 10, 2020
Instrument	2020-0069737

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 20, 2019
Property Address	2832 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Document Number	0000009842
Map Reference	MB DD PG 22
Instrument Date	Feb 11, 2019
Instrument	2019-0009842
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2832 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289

Mortgage

Document Number	0000009843
Date	Feb 20, 2019
Instrument	2019-0009843

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 23, 2017
Property Address	2832 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Document Number	0000046272
Instrument Date	Jun 14, 2017
Instrument	46272
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$3,040.95
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1430 BLUE OAKS BLVD #190 ROSEVILLE CA 957475157, 190, ROSEVILLE, CA 95747-5157
Investor	Possibly a Property Investor

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Dec 26, 2018
Property Address	2832 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Document Number	0000092198
Instrument Date	Jul 21, 2016
Instrument	92198
Transaction Type	Transfer
Record Updated	Jan 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	851 OLD RANCH HOUSE RD ROCKLIN CA 957655392, ROCKLIN, CA 95765-5392

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,157,736 (+2%) Land $227,563 Building $930,173
2025	$16,066.00 (+2.63%) Homeowner's exemption	$1,135,036 (+4.04%) Land $223,101 Building $911,935
2023	$15,655.00 (+2.23%) Homeowner's exemption	$1,090,963 Land $214,439 Building $876,524
2022	$15,313.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

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