2828 Whispering Creek Loop, Rocklin, CA 95765 Property Records

Placer County property record for 2828 Whispering Creek Loop, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,003 sqft · built 2019
Lot Size	0.235 acres (10,213 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,031,500 (Mar 2019)
Tax Bill	$16,321 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`497-060-013-000`

Property Details

APN / Parcel Number

Primary APN	`497-060-013-000`
Alternative APN	`497-060-013`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,003 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	10,213 sqft (0.235 acres)
Garage Area	1,219 sqft
Parking Spaces	5 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	497-060-013
Street Address	2828 WHISPERING CREEK LOOP
City	ROCKLIN
State	CA
Zip	95765-6289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 WHITNEY RANCH PH II-B UNIT 47AB MOR DD-22
Legal Subdivision	WHITNEY RANCH
Legal Lot Number	61
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1000
Census Tract	21323

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2828 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 26, 2019	Grant Deed, Subdivision Related Transfer BANK OF AMERICA
Jun 23, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	201918350
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2828 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289

Mortgage

Document Number	0000043945
Date	Mar 30, 2021
Instrument	2021-0043945

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 4, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	Other
Max Rate	8.12%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2828 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289

Mortgage

Document Number	0000125354
Date	Oct 8, 2021
Instrument	2021-0125354

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	Other
Max Rate	8.12%

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 26, 2019
Property Address	2828 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Document Number	0000018350
Instrument Date	Mar 19, 2019
Instrument	18350
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 5, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.65
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2828 WHISPERING CREEK LOOP ROCKLIN CA 957656289, ROCKLIN, CA 95765-6289

Mortgage

Document Number	18351
Date	Mar 26, 2019
Instrument	18351

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 23, 2017
Property Address	2828 WHISPERING CREEK LOOP, ROCKLIN, CA 95765-6289
Document Number	0000046272
Instrument Date	Jun 14, 2017
Instrument	46272
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$3,040.95
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1430 BLUE OAKS BLVD #190 ROSEVILLE CA 957475157, 190, ROSEVILLE, CA 95747-5157
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,181,680 (+2%) Land $227,563 Building $954,117
2025	$16,321.00 (+2.62%) Homeowner's exemption	$1,158,510 (+4.04%) Land $223,101 Building $935,409
2023	$15,904.00 (+2.24%) Homeowner's exemption	$1,113,526 Land $214,439 Building $899,087
2022	$15,556.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Zeta Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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