2832 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2832 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,656 sqft · built 1890
Lot Size	0.129 acres (5,619 sqft)
Owner	2 Individual Names on File
Last Sale	$290,200 (Aug 2013)
Tax Bill	$8,101 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`040-0006-0042-00`

Property Details

APN / Parcel Number

Primary APN	`040-0006-0042-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
Gross Area	2,880 sqft
1st Floor Area	808 sqft
2nd Floor Area	848 sqft
Attic	Attic
Attic Area	608 sqft
Basement Area	616 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2832 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	2832 OBSERVATORY AVE 45 X 125 LOT 4 HENRY CORDES SUB
Legal Subdivision	HENRY CORDES SUB
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2010
Census Tract	5000

Owner

2832 Observatory Ave is owned and occupied by two individuals who bought it in August 2013.

Source: Hamilton County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2832 OBSERVATORY AVE, CINCINNATI, OH 45208-2331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2013 · Amount on File
Deed Sale	Aug 7, 2013 · Amount on File
Prior Sale	Jan 31, 2011
Deed Document Number	2013109887
Deed Book / Page	12384 / 1019
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0000107170
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 31, 2026
Property Address	2832 OBSERVATORY AVE, CINCINNATI, OH 45208-2331
Document Number	0000071152
Book / Page	15740 / 479
Instrument Date	Aug 19, 2026
Instrument	202671152
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2832 OBSERVATORY AVE, CINCINNATI, OH 45208-2331

Mortgage

Document Number	0000071152,
Date	Aug 31, 2026
Book Page	15740/479
Instrument	202671152

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 14, 2046

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2832 Observatory Ave was $8,101, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,101.00 (+3.07%)	$131,523 (-) Land $74,914 Building $56,609	$375,780 Land $214,040 Building $161,740
2024	$7,860.00 (-2.17%)	$131,523 (-) Land $74,914 Building $56,609
2023	$8,034.00 (+9.83%)	$131,523 (+22.43%) Land $74,914 Building $56,609	$375,780 Land $214,040 Building $161,740
2022	$7,315.00 Homeowner's exemption	$107,426 Land $54,712 Building $52,714
2020			$306,930 Land $156,320 Building $150,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2832 Observatory Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1989)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2832 Observatory Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20