Hamilton County property record for 2831 Observatory Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,742 sqft · built 1906 |
| Lot Size | 0.248 acres (10,846 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,000 (Aug 2016) |
| Tax Bill | $9,577 (2025) |
| Deeds & Mortgages | Dec 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-0003-0046-00 |
| Primary APN | 046-0003-0046-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,742 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| 2nd Floor Area | 1,298 sqft |
| Attic | Attic |
| Attic Area | 430 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1906 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 10,846 sqft (0.248 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2831 OBSERVATORY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2831 OBSERVATORY AVE 60 X 150 LOT 24 PT 25 MONTEITH SUB |
| Legal Subdivision | MONTEITH SUB |
| Legal Lot Number | 24 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 4900 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2831 OBSERVATORY AVE, CINCINNATI, OH 45208-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2016 · Amount on Record |
| Deed Sale | Aug 18, 2016 · Amount on Record |
| Prior Sale | Nov 12, 2015 · Amount on Record |
| Deed Document Number | 16-0076386 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2831 OBSERVATORY AVE, CINCINNATI, OH 45208-2308 |
| Document Number | 0000001126 |
| Book / Page | 013326 / 001748 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2831 OBSERVATORY AVE CINCINNATI OH 452082308, CINCINNATI, OH 45208-2308 |
| Document Number | 0000001126 |
|---|---|
| Date | Jan 4, 2017 |
| Book Page | 013326/001748 |
| Instrument | 1126 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2047 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,577.00 (+3.13%) | $242,806 (-) Land $99,523 Building $143,283 | |
| 2024 | $9,286.00 (-2.21%) | $242,806 (-) Land $99,523 Building $143,283 | |
| 2023 | $9,496.00 (+1.67%) | $242,806 (+4.01%) Land $99,523 Building $143,283 | $693,730 (+4.01%) Land $284,350 Building $409,380 |
| 2022 | $9,340.00 Homeowner's exemption | $233,450 Land $72,674 Building $160,776 | |
| 2020 | $667,000 Land $207,640 Building $459,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 7 (1978–2026) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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