2832 Nottel Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2832 Nottel Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,166 sqft · built 2022
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$477,434 (Apr 2022)
Tax Bill	$1,341 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`202631013700014420`

Property Details

APN / Parcel Number

Primary APN	`202631013700014420`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,166 sqft Heated Area
Gross Area	3,844 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2832 NOTTEL DR
City	SAINT CLOUD
State	FL
Zip	34772-8778
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 442
Legal Subdivision	HANOVER LAKES PHS 4
Legal Phase	4
Legal Lot Number	442
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 202631013700014420

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2832 NOTTEL DR, SAINT CLOUD, FL 34772-8778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 01, 2022 · Amount on Record
Deed Sale	Apr 01, 2022 · Amount on Record
Deed Document Number	2022052586
Deed Book / Page	6185 / 1643
Record Updated	Jun 08, 2026

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 01, 2022
Property Address	2832 NOTTEL DR, SAINT CLOUD, FL 34772-8778
Document Number	0061851643
Book / Page	6185 / 1643
Map Reference	MB 30 PG 97-99
Instrument Date	Mar 31, 2022
Instrument	2022052586
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,342.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2832 NOTTEL DR, SAINT CLOUD, FL 34772-8778

Mortgage

Document Number	0061851645
Date	Apr 01, 2022
Instrument	6185/1645

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,341.00 (+9.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$441,700 (+5.66%) Land $75,000 Building $366,700	$441,700 (-1.38%) Land $75,000 Building $366,700
2023	$1,222.00 (-46.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$418,034 (+596.72%)	$447,900 (+646.5%) Land $70,000 Building $377,900
2022	$2,303.00	$60,000 Land $60,000	$60,000 Land $60,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 543 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.