Osceola County property record for 2828 Nottel Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,715 sqft · built 2022 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $394,802 (Mar 2022) |
| Tax Bill | $6,383 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 202631013700014410 |
| Primary APN | 202631013700014410 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,715 sqft Heated Area |
| Gross Area | 2,316 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 121 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2828 NOTTEL DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANOVER LAKES PH 4 PB 30 PGS 97-99 LOT 441 |
| Legal Subdivision | HANOVER LAKES PHS 4 |
| Legal Phase | 4 |
| Legal Lot Number | 441 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 43301 |
Source: Osceola County records · APN 202631013700014410
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2828 NOTTEL DR, SAINT CLOUD, FL 34772-8778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 07, 2022 | Special Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2022 · Amount on Record |
| Deed Sale | Mar 07, 2022 · Amount on Record |
| Deed Document Number | 2022036405 |
| Deed Book / Page | 6165 / 1617 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2828 NOTTEL DR, SAINT CLOUD, FL 34772-8778 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 2828 NOTTEL DR, SAINT CLOUD, FL 34772-8778 |
| Document Number | 0065241120 |
|---|---|
| Date | Dec 26, 2023 |
| Book Page | 6524/1120 |
| Instrument | 2023167175 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Apr 01, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 07, 2022 |
| Property Address | 2828 NOTTEL DR, SAINT CLOUD, FL 34772-8778 |
| Document Number | 0061651617 |
| Book / Page | 6165 / 1617 |
| Map Reference | MB 30 PG 97-99 |
| Instrument Date | Mar 04, 2022 |
| Instrument | 2022036405 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,764.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223 |
| Name | Verified Name |
|---|---|
| Address | 2828 NOTTEL DR, SAINT CLOUD, FL 34772-8778 |
| Document Number | 0061651619 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 6165/1619 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,383.00 (+1.95%) Homeowner's exemption | $324,800 (+0.81%) Land $75,000 Building $249,800 | $324,800 (+0.81%) Land $75,000 Building $249,800 |
| 2023 | $6,261.00 (+171.86%) Homeowner's exemption | $322,200 (+437%) Land $70,000 Building $252,200 | $322,200 (+437%) Land $70,000 Building $252,200 |
| 2022 | $2,303.00 | $60,000 Land $60,000 | $60,000 Land $60,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 543 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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