28314 River Rd, Seaford, DE 19973 Property Records

Sussex County property record for 28314 River Rd, Seaford, DE 19973

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,428 sqft · built 1990
Lot Size	0.496 acres (21,601 sqft)
Owner	2 Individual Names on File
Last Sale	$182,900 (Aug 2018)
Tax Bill	$1,033 (2026)
Deeds & Mortgages	Nov 2019 Refinance Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-10.00-25.03`

Property Details

APN / Parcel Number

Primary APN	`132-10.00-25.03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,428 sqft Living Area
Gross Area	1,456 sqft
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	21,601 sqft (0.496 acres)
Lot Dimensions	200 ft deep x 108 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	28314 RIVER RD
City	SEAFORD
State	DE
Zip	19973-3083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LOT 3 N. SD. RT. 78
Legal Subdivision	SEAFORD
Legal Lot Number	3
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2006
Census Tract	51801

Owner

28314 River Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Sussex County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28314 RIVER RD, SEAFORD, DE 19973-3083
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FULTON BANK
Aug 6, 2018	Grant Deed, Transfer
May 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018 · Amount on File
Deed Sale	Aug 6, 2018 · Amount on File
Prior Sale	Apr 2, 1987
Deed Document Number	201828456
Deed Book / Page	4929 / 176
Prior Transfer Date	May 14, 2018
Prior Transfer Doc	0048910210
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	28314 RIVER RD, SEAFORD, DE 19973-3083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179640299
Date	Nov 22, 2019
Book Page	17964/299
Instrument	20190000044756

Lender

Name	FULTON BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX DE
Recording Date	Aug 6, 2018
Property Address	28314 RIVER RD, SEAFORD, DE 19973-3083
Document Number	0049290176
Book / Page	004929 / 000176
Instrument Date	Jul 25, 2018
Instrument	28456
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount on Record
Tax	$548.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28314 RIVER RD SEAFORD DE 199733083, SEAFORD, DE 19973-3083

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUSSEX DE
Recording Date	May 23, 2018
Property Address	28314 RIVER RD, SEAFORD, DE 19973-3083
Document Number	0048910210
Book / Page	004891 / 000210
Instrument Date	May 14, 2018
Instrument	18482
Transaction Type	Transfer
Record Updated	Sep 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28314 RIVER RD SEAFORD DE 199733083, SEAFORD, DE 19973-3083

Tax Assessment & Valuation

The 2026 property tax bill for 28314 River Rd was $1,033, up 2.9% from the year before.

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,033.00 (+2.89%)	$17,700 (-) Land $1,000 Building $16,700	$279,400 (-) Land $48,600 Building $230,800
2025	$1,004.00	$17,700 Land $1,000 Building $16,700	$279,400 Land $48,600 Building $230,800
2023	$1,076.00	$17,700 Land $1,000 Building $16,700	$35,400 Land $2,000 Building $33,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28314 River Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2016)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28314 River Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 98.1% of Delaware
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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