28286 River Rd, Seaford, DE 19973 Property Records

Sussex County property record for 28286 River Rd, Seaford, DE 19973

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,586 sqft · built 1990
Lot Size	0.501 acres (21,841 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Mar 2024)
Tax Bill	$864 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-10.00-25.01`

Property Details

APN / Parcel Number

Primary APN	`132-10.00-25.01`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	21,841 sqft (0.501 acres)
Lot Dimensions	210 ft deep x 104 ft wide

Location & Zoning

Street Address	28286 RIVER RD
City	SEAFORD
State	DE
Zip	19973-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	E SD RD 490A LOT 1
Legal Subdivision	SEAFORD
Legal Lot Number	1
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2006
Census Tract	51801

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	28286 RIVER RD, SEAFORD, DE 19973-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Mar 14, 2024	Deed, Transfer · VA Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2024 · Amount on File
Deed Sale	Mar 14, 2024 · Amount on File
Deed Document Number	20248354
Deed Book / Page	6068 / 218
Prior Transfer Date	May 13, 2015
Prior Transfer Doc	0044110196
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	28286 RIVER RD, SEAFORD, DE 19973-3032
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238580213
Date	Mar 11, 2026
Book Page	23858/213
Instrument	2026000008801

Lender

Name	FREEDOM MORTGAGE CORPORATION
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Mar 14, 2024
Property Address	28286 RIVER RD, SEAFORD, DE 19973-3032
Document Number	0060680218
Book / Page	6068 / 218
Instrument Date	Feb 27, 2024
Instrument	2024000008354
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28286 RIVER RD, SEAFORD, DE 19973-3032

Mortgage

Document Number	2024000008355
Date	Mar 14, 2024
Instrument	2024000008355

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Laurel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$864.00 (+2.86%)	$14,800 (-) Land $1,000 Building $13,800	$238,400 (-) Land $48,800 Building $189,600
2025	$840.00 (-2.21%)	$14,800 (-) Land $1,000 Building $13,800	$238,400 (+705.41%) Land $48,800 Building $189,600
2023	$859.00	$14,800 Land $1,000 Building $13,800	$29,600 Land $2,000 Building $27,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2016)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 98.1% of Delaware
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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