Douglas County property record for 28313 State St, Valley, NE 68064
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,098 sqft · built 1974 |
| Lot Size | 1.29 acres (56,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Nov 2018) |
| Tax Bill | $4,919 (2024) |
| Deeds & Mortgages | Aug 2023 Mortgage Jan 2022 Mortgage + 6 more |
| Flood Zone | Zone AO (high risk) |
| APN | 2127-5008-09 |
| Primary APN | 2127-5008-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,098 sqft Living Area |
| Gross Area | 2,844 sqft |
| 1st Floor Area | 2,098 sqft |
| Basement Area | 2,098 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 56,240 sqft (1.29 acres) |
| Lot Dimensions | 304 ft deep x 185 ft wide |
| View / Lot | Good |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 436 sqft |
| Deck Area | Deck Area |
| Patio Area | 496 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R0921275008 |
|---|---|
| Street Address | 28313 STATE ST |
| City | VALLEY |
| State | NE |
| Zip | 68064-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DENKERS SUBDIVISION LOT 5 BLOCK 0 IRREG |
| Legal Subdivision | DENKERS SUBDIVISION |
| Legal Lot Number | 5 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | PLATTE VALLEY |
| Census Block Group | 3 |
| Census Block | 3089 |
| Census Tract | 7504 |
Source: Douglas County records, as of October 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 28313 STATE ST, VALLEY, NE 68064-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ACCESS BANK |
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK |
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK |
| Nov 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA BANK |
| May 25, 2018 | Trustee's Deed, Construction Loan · Line of Credit COMMERCIAL ST BK |
| Apr 13, 2017 | Grant Deed, Transfer |
| Apr 13, 2017 | Trustee's Deed ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Apr 13, 2017 · Amount on Record |
| Deed Document Number | 201890087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 28313 STATE ST, VALLEY, NE 68064-7403 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 121 WWHITTINGHAM, VALLEY, NE 68064-9737 |
| Document Number | 0000057804 |
|---|---|
| Date | Aug 4, 2023 |
| Instrument | 2023057804 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 28313 STATE ST, VALLEY, NE 68064-7403 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2022 |
| Title Company | GREENE TITLE, GREEN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008842 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 2022008842 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 28313 STATE ST, VALLEY, NE 68064-7403 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | DRI TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2019054394 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 2019054394 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 28313 STATE ST, VALLEY, NE 68064-7403 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020097902 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 2020097902 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Nov 13, 2018 |
| Property Address | 28313 STATE ST, VALLEY, NE 68064-7403 |
| Document Number | 2018090087 |
| Instrument Date | Nov 2, 2018 |
| Instrument | 2018090087 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | DRI TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $821.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 00000 |
| Document Number | 2018090088 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 2018090088 |
| Name | MUTUAL OF OMAHA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | May 25, 2018 |
| Property Address | 28313 STATE ST, VALLEY, NE 68064-7403 |
| Instrument Date | May 8, 2018 |
| Instrument | 40091 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1220 N SKYLINE DR ELKHORN NE 680221696, ELKHORN, NE 68022-1696 |
| Document Number | 0000040091 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 40091 |
| Name | COMMERCIAL ST BK |
|---|---|
| Type | Bank |
| Address | WAUSA, NE 68786-0179 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 24, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Apr 13, 2017 |
| Property Address | 28313 STATE ST, VALLEY, NE 68064-7403 |
| Document Number | 0000028062 |
| Instrument Date | Apr 6, 2017 |
| Instrument | 28062 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $348.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Apr 13, 2017 |
| Property Address | 28313 STATE ST, VALLEY, NE 68064-7403 |
| Document Number | 0000028061 |
| Instrument Date | Aug 18, 2016 |
| Instrument | 28061 |
| Record Updated | Jun 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $354.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
| Investor | Possibly a Property Investor |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Municipality | Valley City |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $405,300 (+10.35%) Land $77,900 Building $327,400 | $405,300 (+10.35%) Land $77,900 Building $327,400 | |
| 2024 | $4,919.00 (-16.44%) | ||
| 2023 | $5,887.00 (+0.94%) | $367,300 Land $59,900 Building $307,400 | $367,300 Land $59,900 Building $307,400 |
| 2022 | $5,832.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 149 (1978–2019) |
| Claims Outside the SFHA | 3 of 149 |
| Most Recent Claim | May 2019 · Severe Winter Storm, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 82% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VALLEY serves 3,294 people · EPA ID NE3105518 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Great Plains Communications Fiber | 2,000 / 2,000 |
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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