28303 State St, Valley, NE 68064 Property Records

Douglas County property record for 28303 State St, Valley, NE 68064

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,701 sqft · built 1974
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Aug 2010)
Tax Bill	$5,187 (2016)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R0921275005`

Property Details

APN / Parcel Number

Primary APN	`R0921275005`
Alternative APNs	`2127 5005 09` `0921275005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Masonry
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	78,408 sqft (1.8 acres)
Lot Dimensions	304 ft deep x 258 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	528 sqft
Deck Area	180 sqft
Patio Area	250 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0921275005
Street Address	28303 STATE ST
City	VALLEY
State	NE
Zip	68064-7403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENKERS SUBDIVISION LOT 4 BLOCK 0 LTS 3 & 4 IRREG
Legal Subdivision	DENKERS SUBDIVISION
Legal Lot Number	3-4
Jurisdiction	DOUGLAS NE
Township / Civil Division	PLATTE VALLEY
Census Block Group	3
Census Block	3089
Census Tract	7504

Owner

28303 State St is owned and occupied by an individual who bought it in August 2010.

Source: Douglas County records, as of December 31, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	28303 STATE ST, VALLEY, NE 68064-7403
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2010 · Amount on File
Deed Sale	Aug 11, 2010 · Amount on File
Prior Sale	Apr 30, 2003 · Amount on File
Deed Document Number	2010071265
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Recording Date	Apr 8, 2026
Property Address	28303 STATE ST, VALLEY, NE 68064-7403
Document Number	0000027727
Instrument Date	Mar 31, 2026
Instrument	202627727
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	28303 STATE ST, VALLEY, NE 68064-7403
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027727,
Date	Apr 8, 2026
Instrument	202627727

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Valley City
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$362,000 Land $88,900 Building $273,100	$362,000 Land $88,900 Building $273,100
2023		$314,400 Land $68,400 Building $246,000	$314,400 Land $68,400 Building $246,000
2016	$5,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28303 State St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 119 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	119 in force
Nearby Flood Claims	149 (1978–2019)
Claims Outside the SFHA	3 of 149
Most Recent Claim	May 2019 · Severe Winter Storm, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Straight-line Winds, And Flooding, May 2019 · 3 claims Severe Storms And Flooding, Mar 2019 · 124 claims Severe Storms, Tornadoes & Flooding, Jun 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28303 State St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VALLEY serves 3,294 people · EPA ID NE3105518
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20