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2831 E Cardinal Dr, Decatur, IL 62526 Property Records

Macon County property record for 2831 E Cardinal Dr, Decatur, IL 62526

Property Summary

Property TypeSingle Family Home
Details1 ba · 925 sqft · built 1957
Lot Size0.149 acres (6,480 sqft)
Owner2 Individual Names on File
Tax Bill$1,113 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN18-08-31-158-009

Property Details

APN / Parcel Number

Primary APN18-08-31-158-009
Alternative APN
  • 08-31-158-009

Interior

Full Baths1 Bath
Stories1 Story
Building Area925 sqft Living Area
1st Floor Area925 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialWood
Construction TypeFrame
Lot Area6,480 sqft (0.149 acres)
Lot Dimensions54 ft deep x 120 ft wide
Garage TypeDetached
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number180831158009
Street Address2831 E CARDINAL DR
CityDECATUR
StateIL
Zip62526-2206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionRESVY OF LOTS 1-191 LARKDALE ADDN LOT 9 120X54
Legal Range03E
Legal Township17N
Legal Section31
Legal SubdivisionLARKDALE ADDN
Legal Lot Number1-9
JurisdictionMACON IL
Township / Civil DivisionWHITMORE
Census Block Group1
Census Block1004
Census Tract2200

Owner

2831 E Cardinal Dr is owned and occupied by two individuals who acquired it in August 2025.

Source: Macon County records, as of June 5, 2026

Owner of Record2 Individual Names on File
Mailing Address2831 E CARDINAL DR, DECATUR, IL 62526-2206
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
CEFCU
Jul 10, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 15, 2025
Transfer Doc2025R009344
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address2831 E CARDINAL DR, DECATUR, IL 62526-2206
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyMACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4837/215
DateJul 21, 2021
Book Page4837/215
Instrument1982033
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACON IL
Recording DateJul 10, 2020
Property Address2831 E CARDINAL DR, DECATUR, IL 62526-2206
Document Number4752/227
Book / Page4752 / 227
Map ReferencePB 300 PG 253
Instrument DateJul 8, 2020
Instrument1963267
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2831 E CARDINAL DR, 2831, DECATUR, IL 62526-2206

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2831 E CARDINAL DR, DECATUR, IL 62526-2206

Tax Assessment & Valuation

The 2025 property tax bill for 2831 E Cardinal Dr was $1,113 with a homeowner's exemption, up 13.3% from the year before.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionWhitmore Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,113.00 (+13.34%) Homeowner's exemption$22,572 (+8.32%) Land $4,812 Building $17,760$67,722 (+8.32%) Land $14,437 Building $53,285
2024$982.00$20,838 Land $4,442 Building $16,396$62,520 Land $13,327 Building $49,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2831 E Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2831 E Cardinal Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T.

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