2828 E 17th St, Panama City, FL 32405 Property Records

Bay County property record for 2828 E 17th St, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,220 sqft · built 1997
Lot Size	0.155 acres (6,751 sqft)
Owner	Company Name on File
Last Sale	$185,000 (Aug 2021)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Aug 2021 Sale Jan 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14846-020-000`

Property Details

APN / Parcel Number

Primary APN	`14846-020-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,220 sqft Living Area
Gross Area	1,460 sqft
1st Floor Area	1,220 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,751 sqft (0.155 acres)
Lot Dimensions	130 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	240 sqft
Driveway	Driveway
Driveway Area	360 sqft
Porch	Open Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2828 E 17TH ST
City	PANAMA CITY
State	FL
Zip	32405-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	35 3S 14W -39.2- 117C3 COM NE COR OF SW1/4 OF SW1/4 TH S 9.16 W 126.04 FOR POB TH S 130 W 52.89 N 130 E 52 TO POB AKA LOT 3 ROGERS UNREC SUB SUBJ TO ESMT ORB 4450 P 1021
Legal Range	14W
Legal Township	03S
Legal Section	35
Legal Subdivision	ROGERS UNREC SUB SUB
Legal Lot Number	3
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2011
Census Tract	1200

Owner

2828 E 17th St is owned by a company that bought it in August 2021.

Source: Bay County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	7123 BROWN RD, PANAMA CITY, FL 32404-4526
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC
Jan 3, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Dec 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 7, 2017	Warranty Deed, Transfer OMEGA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Jul 7, 2017 · Amount on File
Deed Document Number	202164452
Deed Book / Page	4450 / 1021
Prior Transfer Date	Nov 15, 2017
Prior Transfer Doc	0039652108
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 23, 2021
Property Address	2828 E 17TH ST, PANAMA CITY, FL 32405-7204
Document Number	0044501021
Book / Page	4450 / 1021
Instrument Date	Aug 23, 2021
Instrument	2021064452
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2515 HIGH AVE, 2515, PANAMA CITY, FL 32405-1200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7123 BROWN RD, PANAMA CITY, FL 32404-4526

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 3, 2018
Property Address	2828 E 17TH ST, PANAMA CITY, FL 32405-7204
Document Number	0039680049
Book / Page	003968 / 000049
Instrument Date	Dec 18, 2017
Instrument	520
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2515 HIGH AVE PANAMA CITY FL 324051200, PANAMA CITY, FL 32405-1200

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Dec 27, 2017
Property Address	2828 E 17TH ST, PANAMA CITY, FL 32405-7204
Document Number	0039652108
Book / Page	003965 / 002108
Instrument Date	Nov 15, 2017
Instrument	73593
Transaction Type	Transfer
Record Updated	Jan 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2515 HIGH AVE PANAMA CITY FL 324051200, PANAMA CITY, FL 32405-1200

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jul 7, 2017
Property Address	2828 E 17TH ST, PANAMA CITY, FL 32405-7204
Document Number	0039160913
Book / Page	003916 / 000913
Instrument Date	Jul 7, 2017
Instrument	38419
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	OMEGA TITLE

Transaction

Amount	Amount on Record
Tax	$349.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2515 HIGH AVE PANAMA CITY FL 324051200, PANAMA CITY, FL 32405-1200

Tax Assessment & Valuation

The 2025 property tax bill for 2828 E 17th St was $2,366, up 4.5% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,366.00 (+4.51%)	$191,253 (+6.18%) Land $19,718 Building $171,535	$191,253 (+6.18%) Land $19,718 Building $171,535
2024	$2,264.00 (+3.62%)	$180,125 (+4.39%) Land $17,871 Building $162,254	$180,125 (+4.39%) Land $17,871 Building $162,254
2023	$2,185.00 (+19.53%)	$172,550 (+11.37%) Land $15,974 Building $156,576	$172,550 (+11.37%) Land $15,974 Building $156,576
2022	$1,828.00	$154,938 Land $12,879 Building $142,059	$154,938 Land $12,879 Building $142,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2828 E 17th St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (2018–2020)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Michael, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2828 E 17th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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