283 River Clay Rd, Fort Mill, SC 29708 Property Records

York County property record for 283 River Clay Rd, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,616 sqft · built 2009
Lot Size	0.042 acres (1,823 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Oct 2022)
Tax Bill	$2,284 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`720-06-01-076`

Property Details

APN / Parcel Number

Primary APN	`720-06-01-076`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,616 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	734 sqft
2nd Floor Area	882 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Lot Area	1,823 sqft (0.042 acres)
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Location & Zoning

Street Address	283 RIVER CLAY RD
City	FORT MILL
State	SC
Zip	29708-8099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BDIII
Legal Description	UNIT 138 CATAWBA VILLAGE PHS 2
Legal Subdivision	CATAWBA VILLAGE
Legal Unit	138
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2005
Census Tract	61006

Owner

283 River Clay Rd is owned and occupied by an individual who bought it in October 2022.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	283 RIVER CLAY RD, FORT MILL, SC 29708-8099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Apr 28, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU
Apr 10, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK
Jun 8, 2020	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES
Feb 8, 2019	Deed, Transfer · FHA Mortgage AMERIS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Feb 8, 2019 · Amount on File
Deed Document Number	202244884
Deed Book / Page	20462 / 80
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	283 RIVER CLAY RD, FORT MILL, SC 29708-8099
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1904500195
Date	Mar 2, 2021
Book Page	19045/195
Instrument	2021011930

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	May 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	283 RIVER CLAY RD, FORT MILL, SC 29708-8099
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 RIVER CLAY RD, FORT MILL, SC 29708-8099

Mortgage

Document Number	2014800023
Date	Apr 28, 2022
Book Page	20148/23
Instrument	2022020051

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	May 1, 2050

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Oct 20, 2022
Property Address	283 RIVER CLAY RD, FORT MILL, SC 29708-8099
Document Number	2046200080
Book / Page	20462 / 80
Map Reference	MB 146 PG 246
Instrument Date	Oct 14, 2022
Instrument	2022044884
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4037 FINCHER RD, MATTHEWS, NC 28104-0599

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	283 RIVER CLAY RD, FORT MILL, SC 29708-8099
Investor	Possibly a Property Investor

Mortgage

Document Number	2022044885
Date	Oct 20, 2022
Instrument	2022044885

Lender

Name	FOUNDERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 5, 2032

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	283 RIVER CLAY RD, FORT MILL, SC 29708-8099
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1748700414
Date	Apr 10, 2019
Book Page	17487/414
Instrument	2019013539

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	283 RIVER CLAY RD, FORT MILL, SC 29708-8099
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1832700141
Date	Jun 8, 2020
Book Page	18327/141
Instrument	2020024385

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Feb 8, 2019
Property Address	283 RIVER CLAY RD, FORT MILL, SC 29708-8099
Document Number	1739700036
Book / Page	17397 / 036
Map Reference	MB 146 PG 246
Instrument Date	Feb 8, 2019
Instrument	2019005026
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 RIVER CLAY RD, FORT MILL, SC 29708-8099

Mortgage

Document Number	2019005027
Date	Feb 8, 2019
Instrument	2019005027

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 283 River Clay Rd was $2,284.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,284.00	$13,008 Land $2,520 Building $10,488	$325,200 Land $63,000 Building $262,200
2023	$8,913.00	$19,103 Land $2,700 Building $16,403	$318,387 Land $45,000 Building $273,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 283 River Clay Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2019–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 283 River Clay Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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