York County property record for 281 River Clay Rd, Fort Mill, SC 29708
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,587 sqft · built 2009 |
| Lot Size | 0.034 acres (1,484 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Nov 2015) |
| Tax Bill | $1,356 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 720-06-01-075 |
| Primary APN | 720-06-01-075 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,587 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 696 sqft |
| 2nd Floor Area | 891 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,484 sqft (0.034 acres) |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 107 sqft |
| Patio Area | 128 sqft |
| Street Address | 281 RIVER CLAY RD |
|---|---|
| City | FORT MILL |
| State | SC |
| Zip | 29708-8099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BDIII |
| Legal Description | UNIT 139 CATAWBA VILLAGE PHS 2 |
| Legal Subdivision | CATAWBA VILLAGE |
| Legal Unit | 139 |
| Jurisdiction | YORK SC |
| Township / Civil Division | FORT MILL |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 61006 |
281 River Clay Rd is owned and occupied by an individual who bought it in November 2015.
Source: York County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 281 RIVER CLAY RD, FORT MILL, SC 29708-8099 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2015 · Amount on File |
| Deed Sale | Nov 23, 2015 · Amount on File |
| Prior Sale | Oct 30, 2009 · Amount on File |
| Deed Document Number | 2015321953 |
| Deed Book / Page | 15289 / 187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 281 RIVER CLAY RD, FORT MILL, SC 29708-8099 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | 1959100135 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 19591/135 |
| Instrument | 2021052566 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 281 River Clay Rd was $1,356.
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,356.00 | $7,723 Land $1,595 Building $6,128 | $290,500 Land $60,000 Building $230,500 |
| 2023 | $1,149.00 | $6,716 Land $1,431 Building $5,285 | $197,055 Land $42,000 Building $155,055 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 281 River Clay Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2019–2024) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 281 River Clay Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
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