283 Elm Loop, Hustonville, KY 40437 Property Records

Lincoln County property record for 283 Elm Loop, Hustonville, KY 40437

Property Summary

Property Type	Single Family Home
Details	built 2023
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,000 (May 2023)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009-02-07-018.00`

Property Details

APN / Parcel Number

Primary APN	`009-02-07-018.00`
Alternative APN	`09H-02-17`

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	283 ELM LOOP
City	HUSTONVILLE
State	KY
Zip	40437-9189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & LOT 17 (.5 AC)
Legal Subdivision	WALNUT GROVE
Legal Lot Number	17
Jurisdiction	LINCOLN KY
Township / Civil Division	HUSTONVILLE
Census Block Group	3
Census Block	3024
Census Tract	920200

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	283 ELM LOOP, HUSTONVILLE, KY 40437-9189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · FHA Mortgage NEST HOME LENDING LLC
Apr 2, 2026	Deed of Trust · FHA Mortgage NEST HOME LENDING LLC
May 22, 2023	Warranty Deed, Transfer · FHA Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Dec 20, 2022 · Amount on Record
Deed Book / Page	476 / 265
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Recording Date	Apr 2, 2026
Property Address	283 ELM LOOP, HUSTONVILLE, KY 40437-9189
Document Number	000566/437
Book / Page	566 / 437
Instrument Date	Mar 26, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Investor	Possibly a Property Investor

Mortgage

Document Number	0566000437,
Date	Apr 2, 2026
Book Page	566/437

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	LINCOLN KY
Recording Date	Apr 2, 2026
Property Address	283 ELM LOOP, HUSTONVILLE, KY 40437-9189
Document Number	0566000437
Book / Page	566 / 437
Instrument Date	Mar 26, 2026
Record Updated	Apr 16, 2026
Title Company	SIMPLIFILE (RECORDING SERVIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Investor	Possibly a Property Investor

Mortgage

Document Number	0566000437,
Date	Apr 2, 2026
Book Page	566/437

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN KY
Recording Date	May 22, 2023
Property Address	283 ELM LOOP, HUSTONVILLE, KY 40437-9189
Document Number	DEED476/265
Book / Page	DEED 476 / 265
Map Reference	SL A-595
Instrument Date	May 19, 2023
Instrument	7600265
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6372 S US 127, LIBERTY, KY 42539-8116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	283 ELM LOOP, HUSTONVILLE, KY 40437-9189

Mortgage

Document Number	0002600586
Date	May 22, 2023
Instrument	2600586

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,818.00 (-4.28%)	$287,000 (-) Land $20,000 Building $267,000	$287,000 (-) Land $20,000 Building $267,000
2024	$2,944.00
2023		$287,000 Land $287,000	$287,000 Land $287,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HUSTONVILLE WATER WORKS serves 5,420 people · EPA ID KY0690203
Water Source	Purchased surface water from DANVILLE CITY WATER WORKS
Last State Inspection	May 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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