Lincoln County property record for 282 Elm Loop, Hustonville, KY 40437
| Property Type | Single Family Home |
|---|---|
| Details | 1,400 sqft · built 2007 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,676 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-02-08-005.00 |
| Primary APN | 009-02-08-005.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,400 sqft Living Area |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 282 ELM LOOP |
|---|---|
| City | HUSTONVILLE |
| State | KY |
| Zip | 40437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & LOT 25 (.5 AC) |
| Legal Subdivision | WALNUT GROVE |
| Legal Lot Number | 25 |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | HUSTONVILLE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 920200 |
282 Elm Loop is owned by two individuals who acquired it in August 2022.
Source: Lincoln County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 292 ELM LOOP, HUSTONVILLE, KY 40437-9189 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Feb 16, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2022 |
| Deed Sale | Aug 23, 2022 |
| Prior Sale | Dec 5, 2007 · Amount on File |
| Deed Book / Page | 54 / 232 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 282 ELM LOOP, HUSTONVILLE, KY 40437-9189 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG492/835 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | MTG 492/835 |
| Instrument | 465978 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DANVILLE, KY 40422 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 5, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Feb 16, 2022 |
| Property Address | 282 ELM LOOP, HUSTONVILLE, KY 40437-9189 |
| Document Number | 0000467/68 |
| Book / Page | 467 / 68 |
| Map Reference | PL A-595 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 480821 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $272.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 LEXINGTON ST, LANCASTER, KY 40444-1175 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 292 ELM LOOP, HUSTONVILLE, KY 40437-9189 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 282 Elm Loop was $2,676, down 4.3% from the year before.
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,676.00 (-4.26%) | $272,500 Land $20,000 Building $252,500 | $272,500 Land $20,000 Building $252,500 |
| 2024 | $2,795.00 | ||
| 2023 | $272,500 Land $20,000 Building $252,500 | $272,500 Land $20,000 Building $252,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 282 Elm Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 282 Elm Loop is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUSTONVILLE WATER WORKS serves 5,420 people · EPA ID KY0690203 |
|---|---|
| Water Source | Purchased surface water from DANVILLE CITY WATER WORKS |
| Last State Inspection | May 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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