2829 Spring Oak Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2829 Spring Oak Ct, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,972 sqft · built 1989
Lot Size	0.21 acres (9,165 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jun 2023)
Tax Bill	$9,025 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-757-8333-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-757-8333-2`
Alternative APNs	`32-27-16-33988-000-0440` `162732339880000440` `R352196`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,972 sqft Heated Area
1st Floor Area	1,972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,165 sqft (0.21 acres)
Lot Dimensions	110 ft deep x 76 ft wide
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	236 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R352196
Old Parcel Number	162732339880000440
Street Address	2829 SPRING OAK CT
City	PALM HARBOR
State	FL
Zip	34684-1663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVES AT COBB'S LANDING, THE LOT 44
Legal Range	16
Legal Township	27
Legal Section	32
Legal Subdivision	GROVES AT COBB'S LANDING
Legal Lot Number	44
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1004
Census Tract	27204

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3227 PINE FOREST DR, PALM HARBOR, FL 34684-1836
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Deed Document Number	2023171490
Deed Book / Page	22491 / 747
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jun 30, 2023
Property Address	2829 SPRING OAK CT, PALM HARBOR, FL 34684-1663
Document Number	0224910747
Book / Page	22491 / 747
Map Reference	MB 100 PG 85-87
Instrument Date	Jun 28, 2023
Instrument	2023171490
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2691 LAKEBREEZE LN S, CLEARWATER, FL 33759-1042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3227 PINE FOREST DR, PALM HARBOR, FL 34684-1836

Mortgage

Document Number	0022491749
Date	Jun 30, 2023
Instrument	22491/749

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2043

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,025.00 (+222.44%)	$489,068 (+154.66%)	$489,068 (+3.38%) Land $152,633 Building $336,435
2023	$2,799.00 (+0.36%) Homeowner's exemption Widower's exemption	$192,051 (+3%)	$473,062 (+23.13%) Land $203,965 Building $269,097
2022	$2,789.00 Homeowner's exemption Widower's exemption	$186,457	$384,210 Land $190,520 Building $193,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	83 in force
Nearby Flood Claims	15 (1979–2021)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2021 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Jun 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20