Pinellas County property record for 2901 Spring Oak Ct, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,186 sqft · built 1992 |
| Lot Size | 0.18 acres (7,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Oct 2020) |
| Tax Bill | $6,487 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-757-8329-0 |
| Primary APN | C62-000-757-8329-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,186 sqft Living Area |
| Gross Area | 2,838 sqft |
| 1st Floor Area | 2,186 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Brick/Concrete Block Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,832 sqft (0.18 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R352192 |
|---|---|
| Street Address | 2901 SPRING OAK CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-1663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | GROVES AT COBBS LANDING, THE LOT 40 |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 32 |
| Legal Subdivision | GROVES AT COBBS LANDING, |
| Legal Tract | 33988 |
| Legal Lot Number | 40 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 27204 |
2901 Spring Oak Ct is owned and occupied by two individuals who bought it in October 2020.
Source: Pinellas County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2901 SPRING OAK CT, PALM HARBOR, FL 34684-1663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Oct 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2020 · Amount on File |
| Deed Sale | Oct 19, 2020 · Amount on File |
| Prior Sale | May 22, 2008 · Amount on File |
| Deed Document Number | 2020311968 |
| Deed Book / Page | 21214 / 1505 |
| Prior Transfer Date | Dec 17, 2010 |
| Prior Transfer Doc | 0171401923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2901 SPRING OAK CT, PALM HARBOR, FL 34684-1663 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2901 SPRING OAK CT, PALM HARBOR, FL 34684-1663 |
| Document Number | 0220061258 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 22006/1258 |
| Instrument | 2022106564 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 4, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2901 SPRING OAK CT, PALM HARBOR, FL 34684-1663 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Title Company | NTC - KEY W, NTC KEY WEST |
| Name | Verified Name |
|---|---|
| Address | 2901 SPRING OAK CT, PALM HARBOR, FL 34684-1663 |
| Document Number | 0217241974 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 21724/1974 |
| Instrument | 2021308580 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Oct 19, 2020 |
| Property Address | 2901 SPRING OAK CT, PALM HARBOR, FL 34684-1663 |
| Document Number | 0212141505 |
| Book / Page | 21214 / 1505 |
| Map Reference | MB 100 PG 85-87 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020311968 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | ALBRITTON TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,870.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1155 ANCLOTE RD, 1155, TARPON SPRINGS, FL 34689-6641 |
| Name | Verified Name |
|---|---|
| Address | 2901 SPRING OAK CT, PALM HARBOR, FL 34684-1663 |
| Document Number | 0212141507 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 21214/1507 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 2901 Spring Oak Ct was $6,487 with a homeowner's exemption, up 5.6% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,487.00 (+5.62%) Homeowner's exemption | $390,265 | $486,199 Land $140,850 Building $345,349 |
| 2024 | $6,142.00 (+1.42%) | ||
| 2023 | $6,056.00 (+2.77%) Homeowner's exemption | $368,219 (+3%) | $472,022 (+21.07%) Land $188,290 Building $283,732 |
| 2022 | $5,893.00 Homeowner's exemption | $357,494 | $389,862 Land $177,371 Building $212,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2901 Spring Oak Ct in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 15 (1979–2021) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Dec 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2901 Spring Oak Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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