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2829 Rustic Oaks Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2829 Rustic Oaks Dr, Palm Harbor, FL 34684 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,576 sqft · built 1979
Lot Size0.237 acres (10,363 sqft)
Owner2 Individual Names on File
Tax Bill$5,790 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-758-7215-0

Property Details

APN / Parcel Number

Primary APNC62-000-758-7215-0
Alternative APNs
  • 06-28-16-77640-000-0370
  • 162806776400000370
  • R58302

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,576 sqft Heated Area
1st Floor Area1,576 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1996
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,363 sqft (0.237 acres)
Lot Dimensions132 ft deep x 80 ft wide
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area284 sqft
Deck Area125 sqft
Patio Area125 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR58302
Old Parcel Number162806776400000370
Street Address2829 RUSTIC OAKS DR
CityPALM HARBOR
StateFL
Zip34684-3248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC OAKS LOT 37
Legal Range16
Legal Township28
Legal Section06
Legal SubdivisionRUSTIC OAKS
Legal Lot Number37
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1008
Census Tract27331

Owner

Source: Pinellas County records · APN C62-000-758-7215-0

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address2829 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3248
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2829 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3248
Document Number0204802016
Instrument DateMar 25, 2019
Transaction TypeMortgage
Record UpdatedApr 16, 2019
Title CompanyKLEER TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2829 RUSTIC OAKS DR PALM HARBOR FL 346843248, PALM HARBOR, FL 34684-3248

Mortgage

Document Number0204802016
DateApr 01, 2019
Book Page020480/002016
Instrument98086
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2049
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,790.00 (+7.2%) Homeowner's exemption$352,413 (+5.99%)$419,158 (+6.75%) Land $146,701 Building $272,457
2023$5,401.00 (+2.84%) Homeowner's exemption$332,506 (+3%)$392,652 (+21.63%) Land $177,783 Building $214,869
2022$5,252.00 Homeowner's exemption$322,821$322,821 Land $169,301 Building $153,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030273311, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 28 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire RiskLow
above 4% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 404 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
WOW Internet, Cable & PhoneCable1,200 / 50
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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