Pinellas County property record for 2824 Rustic Oaks Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,525 sqft · built 1980 |
| Lot Size | 0.231 acres (10,054 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Dec 2025) |
| Tax Bill | $7,332 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-7229-1 |
| Primary APN | C62-000-758-7229-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| Gross Area | 2,379 sqft |
| 1st Floor Area | 1,525 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,054 sqft (0.231 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 374 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R58316 |
|---|---|
| Street Address | 2824 RUSTIC OAKS DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | RUSTIC OAKS LOT 51 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 6 |
| Legal Subdivision | RUSTIC OAKS |
| Legal Tract | 77640 |
| Legal Lot Number | 51 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 27331 |
2824 Rustic Oaks Dr is owned and occupied by two individuals who bought it in December 2025.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2824 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on File |
| Deed Sale | Dec 10, 2025 · Amount on File |
| Deed Document Number | 2025346718 |
| Deed Book / Page | 23387 / 675 |
| Prior Transfer Date | Jul 1, 2014 |
| Prior Transfer Doc | 0185060974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 10, 2025 |
| Property Address | 2824 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3247 |
| Document Number | 0233870675 |
| Book / Page | 23387 / 675 |
| Map Reference | MB 80 PG 1 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 2025346718 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | SEARCH 2 CLOSE, SEARCH2CLOSE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 460 OLD TOWN RD # RD1J, RD1J, PORT JEFFERSON STATION, NY 11776-2200 |
| Name | Verified Name |
|---|---|
| Address | 2824 RUSTIC OAKS DR, PALM HARBOR, FL 34684-3247 |
| Document Number | 0023387678 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 23387/678 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 2824 Rustic Oaks Dr was $7,332, up 10.2% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,332.00 (+10.21%) | $434,352 Land $145,593 Building $288,759 | $434,352 Land $145,593 Building $288,759 |
| 2024 | $6,653.00 (+5%) | ||
| 2023 | $6,336.00 (+12.8%) | $408,333 (+20.1%) | $408,333 (+20.1%) Land $178,708 Building $229,625 |
| 2022 | $5,617.00 | $339,993 | $339,993 Land $171,146 Building $168,847 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2824 Rustic Oaks Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2824 Rustic Oaks Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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