2829 Bobwhite Cir, Wingate, NC 28174 Property Records

Union County property record for 2829 Bobwhite Cir, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 1,986 sqft · built 1998
Lot Size	0.517 acres (22,521 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jan 2019)
Tax Bill	$1,317 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-049-120A`

Property Details

APN / Parcel Number

Primary APN	`09-049-120A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,986 sqft Living Area
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	22,521 sqft (0.517 acres)
Porch	Slab
Porch Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2829 BOBWHITE CIR
City	WINGATE
State	NC
Zip	28174-9676
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#42A GREENBROOK 2 SECT 2 OPCE871
Legal Subdivision	GREENBROOK
Legal Lot Number	42A
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1029
Census Tract	20701

Owner

2829 Bobwhite Cir, a rural home, is owned by two individuals who bought it in January 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1112 SNOWBIRD LN, WAXHAW, NC 28173-0001
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage M & T BANK
Jul 10, 2023	Deed of Trust, Mortgage M & T BANK
Jan 8, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Deed Document Number	2019482
Deed Book / Page	7295 / 530
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2829 BOBWHITE CIR, WINGATE, NC 28174-9676
Transaction Type	Mortgage
Record Updated	Apr 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 BOBWHITE CIR, WINGATE, NC 28174-9676

Mortgage

Document Number	0008876689
Date	Mar 28, 2024
Book Page	8876/689
Instrument	6806

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount on Record

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2829 BOBWHITE CIR, WINGATE, NC 28174-9676
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 BOBWHITE CIR, WINGATE, NC 28174-9676

Mortgage

Document Number	0008741718
Date	Jul 10, 2023
Book Page	8741/718
Instrument	16409

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 8, 2019
Property Address	2829 BOBWHITE CIR, WINGATE, NC 28174-9676
Document Number	0007295530
Book / Page	7295 / 530
Map Reference	CAB E FILE 871
Instrument Date	Jan 8, 2019
Instrument	0000482
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2224, MONROE, NC 28111-2224

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2829 BOBWHITE CIR, WINGATE, NC 28174-9676

Mortgage

Document Number	0000000483
Date	Jan 8, 2019
Instrument	0000483

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2829 Bobwhite Cir was $1,317.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,300 (-) Building $260,300	$260,300 (-) Building $260,300
2025	$1,317.00	$260,300 Building $260,300	$260,300 Building $260,300
2023	$1,425.00	$217,600 Land $20,700 Building $196,900	$217,600 Land $20,700 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2829 Bobwhite Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2829 Bobwhite Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bobwhite Cir

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