2818 Bobwhite Cir, Wingate, NC 28174 Property Records

Union County property record for 2818 Bobwhite Cir, Wingate, NC 28174

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,422 sqft · built 1992
Lot Size	0.461 acres (20,081 sqft)
Owner	Individual Name on File
Last Sale	$119,000 (Jul 2005)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-049-068`

Property Details

APN / Parcel Number

Primary APN	`09-049-068`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,170 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,081 sqft (0.461 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2818 BOBWHITE CIR
City	WINGATE
State	NC
Zip	28174-9658
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 WINGA
Legal Description	#5 BLK D GREENBROOK 00000 BOBWHITE CIRCLE
Legal Subdivision	GREENBROOK
Legal Block	D
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1028
Census Tract	20701

Owner

2818 Bobwhite Cir, a rural home, is owned and occupied by an individual who bought it in July 2005.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2818 BOBWHITE CIR, WINGATE, NC 28174-9658
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2005 · Amount on File
Deed Sale	Jul 25, 2005 · Amount on File
Prior Sale	Aug 21, 1997 · Amount on File
Deed Document Number	200585159
Deed Book / Page	3853 / 495
Prior Transfer Date	May 22, 2001
Prior Transfer Doc	0000058874
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2818 BOBWHITE CIR, WINGATE, NC 28174-9658
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2818 BOBWHITE CIR, WINGATE, NC 28174-9658

Mortgage

Document Number	0009196659
Date	Sep 10, 2025
Book Page	9196/659
Instrument	23404

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Oct 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Max Rate	11.5%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2818 BOBWHITE CIR, WINGATE, NC 28174-9658
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008512655
Date	Jun 29, 2022
Book Page	8512/655
Instrument	23197

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 2818 Bobwhite Cir was $1,469.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,400 (-) Land $52,000 Building $238,400	$290,400 (-) Land $52,000 Building $238,400
2025	$1,469.00	$290,400 Land $52,000 Building $238,400	$290,400 Land $52,000 Building $238,400
2023	$1,164.00	$177,800 Land $20,100 Building $157,700	$177,800 Land $20,100 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2818 Bobwhite Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2818 Bobwhite Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bobwhite Cir

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