Hubbard County property record for 28287 White Cedar Rd, Bemidji, MN 56601
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 0.75 ba · 1,448 sqft · built 1994 |
| Lot Size | 18.4 acres (803,246 sqft) |
| Owner | Individual Name on File |
| Last Sale | $158,000 (Apr 2009) |
| Tax Bill | $746 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance Jan 2011 Mortgage + 7 more |
| APN | 07.08.00700 |
| Primary APN | 07.08.00700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 0.75 Baths |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 803,246 sqft (18.4 acres) |
| Garage Area | 1,200 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 41998 |
|---|---|
| Street Address | 28287 WHITE CEDAR RD |
| City | BEMIDJI |
| State | MN |
| Zip | 56601-6595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-08 TWP-145 RANGE-032 18.44 AC S1/2 OF NW1/4 S OF RRR/W EX EX W750 & SW1/4 OF NE1/4 S OF RRR/W |
| Legal Range | 32 |
| Legal Township | 145 |
| Legal Section | 08 |
| Jurisdiction | HUBBARD MN |
| Township / Civil Division | FARDEN |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 70100 |
28287 White Cedar Rd is owned and occupied by an individual who acquired it in September 2021.
Source: Hubbard County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SECURITY NATIONAL BANK |
| Jan 10, 2011 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY BANK USA |
| Jul 19, 2006 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE CORP |
| May 23, 2008 | Deed of Trust, Mortgage · ARM FIRST STATE MORTGAGE CORPORATION |
| Jul 5, 2005 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAS WHOLESALE LENDER |
| Apr 27, 2009 | Limited Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 27, 2009 | Quit Claim Deed, Transfer MINNESOTA ABSTRACT AND TITLE COMPANY, MINNESOTA ABSTRACT & TITLE C |
| Dec 10, 2007 | Quit Claim Deed, Foreclosure Quitclaim |
| May 30, 2007 | Sheriff's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 2009 · Amount on File |
| Deed Sale | Apr 27, 2009 · Amount on File |
| Prior Sale | May 30, 2007 · Amount on File |
| Deed Document Number | 2009338589 |
| Last Transfer Date | Sep 27, 2021 |
| Transfer Doc | 0000419709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000425658 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | A000425658 |
| Name | SECURITY NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | MINNESOTA ABSTRACT AND TITLE COMPANY, MINNESOTA ABSTRACT & TITLE C |
| Name | Verified Name |
|---|
| Document Number | A000350324 |
|---|---|
| Date | Jan 10, 2011 |
| Instrument | A000350324 |
| Name | SECURITY BANK USA |
|---|---|
| Type | Bank |
| Address | BEMIDJI, MN 56601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | CITIES TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | A000318165 |
|---|---|
| Date | Jul 19, 2006 |
| Instrument | A000318165 |
| Name | FIRST STATE MORTGAGE CORP |
|---|---|
| Address | LAKEVILLE, MN 55044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.5% |
| Type Change Date | Aug 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.5% |
| Max Rate At Change | 12.5% |
| Index | 6-Month LIBOR |
| Max Rate | 15.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | CITIES TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | A000332300 |
|---|---|
| Date | May 23, 2008 |
| Instrument | A000332300 |
| Name | FIRST STATE MORTGAGE CORPORATION |
|---|---|
| Address | LAKEVILLE, MN 55044 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | Aug 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.5% |
| Type Change Date | Aug 1, 2008 |
| Change Frequency | 6 Months |
| Min Rate At Change | 9.5% |
| Max Rate At Change | 12.5% |
| Index | 6-Month LIBOR |
| Max Rate | 15.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUBBARD MN |
| Property Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2026 |
| Title Company | ANCHOR TITLE COMPANY, ANCORA TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A000309109 |
|---|---|
| Date | Jul 5, 2005 |
| Instrument | A000309109 |
| Name | AMERICAS WHOLESALE LENDER |
|---|---|
| Type | Lending Institution |
| Address | DALLAS, TX 75266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2035 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Apr 27, 2009 |
| Property Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Document Number | A000338589 |
| Instrument Date | Mar 1, 2008 |
| Instrument | A000338589 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | MINNESOTA ABSTRACT AND TITLE COMPANY, MINNESOTA ABSTRACT & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $521.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Document Number | A000338590 |
|---|---|
| Date | Apr 27, 2009 |
| Instrument | A000338590 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jun 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Apr 27, 2009 |
| Property Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Document Number | A000338584 |
| Instrument Date | Jan 23, 2008 |
| Instrument | A000338584 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | MINNESOTA ABSTRACT AND TITLE COMPANY, MINNESOTA ABSTRACT & TITLE C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2711 S HASKELL AVE # 900, 900, DALLAS, TX 75223 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | Dec 10, 2007 |
| Property Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Document Number | A000329080 |
| Instrument Date | Dec 6, 2007 |
| Instrument | A000329080 |
| Transaction Type | Foreclosure |
| Record Updated | May 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203 |
| Mail Care Of | AMERICAS SERVICING |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | HUBBARD MN |
| Recording Date | May 30, 2007 |
| Property Address | 28287 WHITE CEDAR RD, BEMIDJI, MN 56601-6595 |
| Document Number | A000325137 |
| Instrument Date | Jul 13, 2006 |
| Instrument | A000325137 |
| Transaction Type | Foreclosure |
| Record Updated | May 14, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203 |
| Mail Care Of | WELLS FARGO BANK NA |
The 2026 property tax bill for 28287 White Cedar Rd was $746 with a homeowner's exemption.
Source: Hubbard County assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hubbard County |
| County Subdivision | Farden Township |
| Unified School District | Bemidji Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $746.00 Homeowner's exemption | ||
| 2025 | $746.00 | $367,000 Land $103,700 Building $263,300 | $367,000 Land $103,700 Building $263,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 28287 White Cedar Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 28287 White Cedar Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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