28014 White Cedar Rd, Bemidji, MN 56601 Property Records

Hubbard County property record for 28014 White Cedar Rd, Bemidji, MN 56601

Property Summary

Property TypeSingle Family Home
Details1 ba · 867 sqft · built 1997
Lot Size4.05 acres (176,418 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Dec 2024)
Tax Bill$2,372 (2026)
Deeds & MortgagesDec 2019 Refinance
Dec 2020 Refinance
+ 3 more
APN07.08.01850

Property Details

APN / Parcel Number

Primary APN07.08.01850
Alternative APNs
  • 103993
  • 50303

Interior

Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area867 sqft Living Area
1st Floor Area1,008 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleRustic
Exterior MaterialWood Siding
Construction TypeLog
Roof TypeGable
Roof MaterialAsphalt
Lot Area176,418 sqft (4.05 acres)
Garage Area576 sqft
DrivewayConcrete Driveway
Driveway Area224 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number103993
Street Address28014 WHITE CEDAR RD
CityBEMIDJI
StateMN
Zip56601-6613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-08 TWP-145 RANGE-032 4.05 AC 8-15E PT OF S1/2 OF NW1/4 N OF NWB RW /LOT 25 EX RD; LOT 24 & W143.25 OF LOT 23 BLK 1 VAC'D
Legal Range32
Legal Township145
Legal Section08
Legal SubdivisionBREEZE PINE ADD
Legal Block1
Legal Lot Number23-25
JurisdictionHUBBARD MN
Township / Civil DivisionFARDEN
Census Block Group3
Census Block3035
Census Tract70100

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28014 WHITE CEDAR RD, BEMIDJI, MN 56601-6613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 19, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SECURITY BANK
Dec 15, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SECURITY STATE BANK
Nov 26, 2008Deed of Trust, Mortgage · Conventional Mortgage
THE FIRST NATIONAL BANK OF BEMIDJI
Nov 10, 2010Deed of Trust, Mortgage · Conventional Mortgage
THE FIRST NATIONAL BANK OF BEMIDJI
Dec 30, 2024Warranty Deed, Transfer · Stand-Alone First Mortgage
BANK FORWARD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2024 · Amount on Record
Deed SaleDec 30, 2024 · Amount on Record
Prior SaleJun 25, 2015 · Amount on Record
Deed Document Number2024438588
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address28014 WHITE CEDAR RD, BEMIDJI, MN 56601-6613
Transaction TypeMortgage
Record UpdatedMay 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000406633
DateDec 19, 2019
InstrumentA000406633
Lender
NameSECURITY BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueJan 1, 2025

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address28014 WHITE CEDAR RD, BEMIDJI, MN 56601-6613
Transaction TypeMortgage
Record UpdatedMay 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000713696
DateDec 15, 2020
InstrumentA000713696
Lender
NameSECURITY STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term193 Months
DueJan 1, 2037

November 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address28014 WHITE CEDAR RD, BEMIDJI, MN 56601-6613
Transaction TypeMortgage
Record UpdatedMay 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000335980
DateNov 26, 2008
InstrumentA000335980
Lender
NameTHE FIRST NATIONAL BANK OF BEMIDJI
TypeBank
AddressBEMIDJI, MN 56619
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueDec 1, 2013

November 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address28014 WHITE CEDAR RD, BEMIDJI, MN 56601-6613
Transaction TypeMortgage
Record UpdatedMay 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000349096
DateNov 10, 2010
InstrumentA000349096
Lender
NameTHE FIRST NATIONAL BANK OF BEMIDJI
TypeBank
AddressBEMIDJI, MN 56619
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2030

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateDec 30, 2024
Property Address28014 WHITE CEDAR RD, BEMIDJI, MN 56601-6613
Document NumberA000438588
Instrument DateDec 27, 2024
InstrumentA000438588
Transaction TypeTransfer
Record UpdatedMay 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28014 WHITE CEDAR RD, BEMIDJI, MN 56601-6613

Mortgage

Document NumberA000438589
DateDec 30, 2024
InstrumentA000438589
Lender
NameBANK FORWARD
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionFarden Township
Unified School DistrictBemidji Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,372.00 Homeowner's exemption
2025$2,372.00 (-41.29%)$325,700 (+13.96%) Land $41,800 Building $283,900$325,700 (+13.96%) Land $41,800 Building $283,900
2022$4,040.00$285,800 Land $33,700 Building $252,100$285,800 Land $33,700 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on White Cedar Rd

Nearby Streets

Search Property Records by Address or Parcel Number