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2828 Willow Oak Dr, Ramona, CA 92065 Property Records

San Diego County property record for 2828 Willow Oak Dr, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,118 sqft · built 2001
Lot Size3.18 acres (138,521 sqft)
Owner2 Individual Names on File
Last Sale$1,375,000 (May 2022)
Tax Bill$15,697 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
APN285-150-14-00

Property Details

APN / Parcel Number

Primary APN285-150-14-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,118 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area138,521 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address2828 WILLOW OAK DR
CityRAMONA
StateCA
Zip92065-3663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 60 TR 014045
Legal SubdivisionSAN DIEGO #4862-3
Legal Tract014045
Legal Block3
Legal Lot Number60
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3008
Census Tract20801

Owner

Source: San Diego County records · APN 285-150-14-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2828 WILLOW OAK DR, RAMONA, CA 92065-3663
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 18, 2022 · Amount on Record
Deed SaleMay 18, 2022 · Amount on Record
Prior SaleMay 13, 2015 · Amount on Record
Deed Document Number2022214096
Prior Transfer DateJan 15, 2009
Prior Transfer Doc0000039912
Record UpdatedSep 20, 2026

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 18, 2022
Property Address2828 WILLOW OAK DR, RAMONA, CA 92065-3663
Document Number0000214096
Map ReferenceMAP 14045
Instrument DateApr 26, 2022
Instrument2022-0214096
Transaction TypeTransfer
Record UpdatedMay 26, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2828 WILLOW OAK DR, RAMONA, CA 92065-3663
InvestorPossibly a Property Investor

Mortgage

Document Number0000214097
DateMay 18, 2022
Instrument2022-0214097
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,488,332 (+2%) Land $649,454 Building $838,878
2025$15,697.00 (+17.71%)$1,459,150 (+16.08%) Land $636,720 Building $822,430
2023$13,335.00 (+44.08%)$1,257,000 Land $548,000 Building $709,000
2022$9,255.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskExtreme
above 99% of the US · above 92% of California
Wildfire LikelihoodAbout 1 in 28 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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