2828 Wagon Wheel Trl, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2828 Wagon Wheel Trl, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2016
Square Footage	1,894 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$220,600 (2016)
Tax Bill	$5,281.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`192631015800011750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,894 sqft Heated Area
Gross Area	2,408 sqft Gross Area
1st Floor	1,894 sqft 1st Floor
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	484 sqft Garage

Exterior Amenities

Fence	Fence
Patio Area	200 sqft Patio
Porch	Open Porch
Porch Area	30 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2828 WAGON WHEEL TRL
City	SAINT CLOUD
State	FL
Zip	34772-8984
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 175
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PHS 1 3 &3A
Legal Phase	3
Legal Tract	158
Legal Lot Number	175
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1012
Census Tract	43304

Owner

Source: Osceola County records · APN 192631015800011750

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2828 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2016 · Amount on Record
Deed Sale	Nov 28, 2016 · Amount on Record
Deed Doc Number	2016176548
Deed Book / Page	5061 / 2083
Record Refreshed	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2828 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984
Transaction Type	Mortgage
Record Updated	May 04, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2828 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8984

Mortgage

Document Number	0059321620
Date	Apr 12, 2021
Book Page	5932/1620
Instrument	2021054150

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,281.00 (+8.55%) Homeowner's exemption	$231,044 (+5.99%)	$325,100 (-0.73%) Land $70,000 Building $255,100
2023	$4,865.00 (+2.33%) Homeowner's exemption	$217,994 (+3%)	$327,500 (+15.89%) Land $60,000 Building $267,500
2022	$4,754.00 Homeowner's exemption	$211,645	$282,600 Land $55,000 Building $227,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 366 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.