Osceola County property record for 2827 Wagon Wheel Trl, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,894 sqft Heated Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Garage | Finished, 484 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,917.00 (2025) |
| Primary APN | 192631015800011350 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,894 sqft Heated Area |
| Gross Area | 2,508 sqft Gross Area |
| 1st Floor | 1,894 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 484 sqft Garage |
| Porch | Open Porch |
| Porch Area | 130 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2827 WAGON WHEEL TRL |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8985 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 135 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PHS 1 3 &3A |
| Legal Phase | 3 |
| Legal Tract | 158 |
| Legal Lot Number | 135 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631015800011350
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2370 ELDORADO CT, SAINT CLOUD, FL 34771-7302 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2020 | Warranty Deed, Transfer · Veterans Administration Mortgage THE MORTGAGE FIRM INC |
| Nov 01, 2017 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 |
| Deed Sale | Aug 22, 2023 |
| Prior Sale | Nov 01, 2017 · Amount on Record |
| Deed Doc Number | 0064632940 |
| Deed Book / Page | 5834 / 970 |
| Prior Transfer Date | Nov 17, 2020 |
| Prior Transfer Doc | 2020157072 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 17, 2020 |
| Property Address | 2827 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985 |
| Document Number | 0058340970 |
| Book / Page | 5834 / 970 |
| Map Reference | MB 23 PG 175 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 2020157072 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8558 VEDDER LN, 8558, ORLANDO, FL 32832-4995 |
| Name | Verified Name |
|---|---|
| Address | 2827 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985 |
| Document Number | 0005834972 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 5834/972 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 01, 2017 |
| Property Address | 2827 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985 |
| Document Number | 0052330545 |
| Book / Page | 5233 / 0545 |
| Map Reference | MB23 PG175 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 2017156520 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626 |
| Name | Verified Name |
|---|---|
| Address | 2827 WAGON WHEEL TRL, SAINT CLOUD, FL 34772-8985 |
| Document Number | 0052330547 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 5233/0547 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,917.00 (+12.63%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $248,045 (+5.99%) | $330,000 (-0.45%) Land $75,600 Building $254,400 |
| 2023 | $1,702.00 (-0.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $234,034 (+3%) | $331,500 (+15.95%) Land $64,800 Building $266,700 |
| 2022 | $1,703.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $227,218 | $285,900 Land $59,400 Building $226,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 366 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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