2828 Roseann Ln, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2828 Roseann Ln, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,699 sqft · built 1954
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,247 (2025)
Deeds & Mortgages	Dec 2018 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0010-0277-00`

Property Details

APN / Parcel Number

Primary APN	`550-0010-0277-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,699 sqft Living Area
1st Floor Area	1,148 sqft
Attic	Attic
Attic Area	551 sqft
Basement Area	1,148 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	125 ft deep x 49 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2828 ROSEANN LN
City	CINCINNATI
State	OH
Zip	45239-7252
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEANN LN 49 X 125 BLK A
Legal Subdivision	JOHN SCHWIERLINGS 01
Legal Block	A
Legal Lot Number	15
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1000
Census Tract	20811

Owner

2828 Roseann Ln is owned and occupied by two individuals who acquired it in September 2018.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2828 ROSEANN LN, CINCINNATI, OH 45239-7252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Sep 24, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2018	Quit Claim Deed Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018
Deed Sale	Sep 24, 2018
Prior Sale	Nov 18, 2008 · Amount on File
Deed Document Number	08-152356
Deed Book / Page	11000 / 00181
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2828 ROSEANN LN, CINCINNATI, OH 45239-7252
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109356
Date	Dec 14, 2018
Book Page	13815/00023
Instrument	2018-0109356

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2828 ROSEANN LN, CINCINNATI, OH 45239-7252
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105858
Date	Oct 13, 2020
Book Page	14273/875
Instrument	2020-0105858

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 24, 2018
Property Address	2828 ROSEANN LN, CINCINNATI, OH 45239-7252
Document Number	0000084517
Book / Page	013759 / 000638
Instrument Date	Sep 21, 2018
Instrument	84517
Transaction Type	Transfer
Record Updated	Oct 22, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2828 ROSEANN LN CINCINNATI OH 452397252, CINCINNATI, OH 45239-7252

October 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 25, 2018
Property Address	2828 ROSEANN LN, CINCINNATI, OH 45239-7252
Document Number	0000094915
Book / Page	013782 / 000209
Instrument Date	Sep 21, 2018
Instrument	94915
Record Updated	Nov 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2828 ROSEANN LN CINCINNATI OH 452397252, CINCINNATI, OH 45239-7252

Tax Assessment & Valuation

The 2025 property tax bill for 2828 Roseann Ln was $3,247 with a homeowner's exemption, up 2.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,247.00 (+2.07%) Homeowner's exemption	$69,983 (-) Land $9,387 Building $60,596
2024	$3,181.00 (-1.79%) Homeowner's exemption	$69,983 (-) Land $9,387 Building $60,596
2023	$3,239.00 (+49.47%) Homeowner's exemption	$69,983 (+66.8%) Land $9,387 Building $60,596	$199,950 Land $26,820 Building $173,130
2022	$2,167.00 Homeowner's exemption	$41,955 Land $8,393 Building $33,562
2020			$119,870 Land $23,980 Building $95,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2828 Roseann Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1979–1993)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 1993 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2828 Roseann Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 610 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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